LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,434
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,038
−HK$614/mo
Today · 4.125%
HK$20,652
baseline
▲ 0.50% · 4.625%
HK$21,909
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,304/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,620
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,199
−HK$589/mo
Today · 4.125%
HK$22,788
baseline
▲ 0.50% · 4.625%
HK$23,989
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,576/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,320
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,046
−HK$737/mo
Today · 4.125%
HK$24,783
baseline
▲ 0.50% · 4.625%
HK$26,291
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,566/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,944
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,639
−HK$706/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$28,787
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,207
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,053
−HK$860/mo
Today · 4.125%
HK$28,913
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,759/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,826/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,267
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,079
−HK$824/mo
Today · 4.125%
HK$31,903
baseline
▲ 0.50% · 4.625%
HK$33,584
+HK$1,681/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,806/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,068
−HK$1,106/mo
Today · 4.125%
HK$37,174
baseline
▲ 0.50% · 4.625%
HK$39,436
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,348/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,915
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,959
−HK$1,059/mo
Today · 4.125%
HK$41,018
baseline
▲ 0.50% · 4.625%
HK$43,180
+HK$2,162/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,036/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,676 · Scale 2, in force from 26 Feb 2026)