LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,434
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,039
−HK$614/mo
Today · 4.125%
HK$20,653
baseline
▲ 0.50% · 4.625%
HK$21,910
+HK$1,257/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,306/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,620
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,200
−HK$589/mo
Today · 4.125%
HK$22,789
baseline
▲ 0.50% · 4.625%
HK$23,990
+HK$1,201/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,578/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,321
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,047
−HK$737/mo
Today · 4.125%
HK$24,784
baseline
▲ 0.50% · 4.625%
HK$26,292
+HK$1,508/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,568/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,945
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,640
−HK$706/mo
Today · 4.125%
HK$27,346
baseline
▲ 0.50% · 4.625%
HK$28,788
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,692/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,208
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,054
−HK$860/mo
Today · 4.125%
HK$28,914
baseline
▲ 0.50% · 4.625%
HK$30,674
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,828/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,269
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,080
−HK$824/mo
Today · 4.125%
HK$31,904
baseline
▲ 0.50% · 4.625%
HK$33,586
+HK$1,682/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,808/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,982
−HK$2,193/mo
▼ 0.25% · 3.875%
HK$36,070
−HK$1,105/mo
Today · 4.125%
HK$37,175
baseline
▲ 0.50% · 4.625%
HK$39,437
+HK$2,262/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$74,350/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,917
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$39,961
−HK$1,058/mo
Today · 4.125%
HK$41,019
baseline
▲ 0.50% · 4.625%
HK$43,182
+HK$2,163/mo
Deposit HK$852K · loan HK$7.67M · min. income ≈ HK$82,038/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,687 · Scale 2, in force from 26 Feb 2026)