LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,450
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,055
−HK$614/mo
Today · 4.125%
HK$20,669
baseline
▲ 0.50% · 4.625%
HK$21,927
+HK$1,258/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,338/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,638
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,218
−HK$589/mo
Today · 4.125%
HK$22,807
baseline
▲ 0.50% · 4.625%
HK$24,009
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,614/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,340
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,066
−HK$737/mo
Today · 4.125%
HK$24,803
baseline
▲ 0.50% · 4.625%
HK$26,312
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,606/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,661
−HK$707/mo
Today · 4.125%
HK$27,368
baseline
▲ 0.50% · 4.625%
HK$28,810
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,736/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,229
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,076
−HK$861/mo
Today · 4.125%
HK$28,937
baseline
▲ 0.50% · 4.625%
HK$30,698
+HK$1,761/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,874/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,105
−HK$824/mo
Today · 4.125%
HK$31,929
baseline
▲ 0.50% · 4.625%
HK$33,612
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,858/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,009
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,098
−HK$1,107/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,469
+HK$2,264/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,948
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$39,992
−HK$1,060/mo
Today · 4.125%
HK$41,052
baseline
▲ 0.50% · 4.625%
HK$43,216
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,104/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,888 · Scale 2, in force from 26 Feb 2026)