LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,505
−HK$12,198/mo
▼ 0.25% · 3.875%
HK$200,556
−HK$6,147/mo
Today · 4.125%
HK$206,703
baseline
▲ 0.50% · 4.625%
HK$219,280
+HK$12,577/mo
Deposit HK$42.65M · loan HK$42.65M · min. income ≈ HK$413,406/mo (50% DSR)
Upfront cash ≈ HK$46.28M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,385
−HK$11,691/mo
▼ 0.25% · 3.875%
HK$222,189
−HK$5,887/mo
Today · 4.125%
HK$228,076
baseline
▲ 0.50% · 4.625%
HK$240,098
+HK$12,022/mo
Deposit HK$42.65M · loan HK$42.65M · min. income ≈ HK$456,152/mo (50% DSR)
Upfront cash ≈ HK$46.28M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,407
−HK$14,636/mo
▼ 0.25% · 3.875%
HK$240,667
−HK$7,376/mo
Today · 4.125%
HK$248,043
baseline
▲ 0.50% · 4.625%
HK$263,136
+HK$15,093/mo
Deposit HK$34.12M · loan HK$51.18M · min. income ≈ HK$496,086/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,662
−HK$14,029/mo
▼ 0.25% · 3.875%
HK$266,626
−HK$7,065/mo
Today · 4.125%
HK$273,691
baseline
▲ 0.50% · 4.625%
HK$288,118
+HK$14,427/mo
Deposit HK$34.12M · loan HK$51.18M · min. income ≈ HK$547,382/mo (50% DSR)
Upfront cash ≈ HK$37.75M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,308
−HK$17,076/mo
▼ 0.25% · 3.875%
HK$280,778
−HK$8,606/mo
Today · 4.125%
HK$289,384
baseline
▲ 0.50% · 4.625%
HK$306,992
+HK$17,608/mo
Deposit HK$25.59M · loan HK$59.71M · min. income ≈ HK$578,768/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,940
−HK$16,366/mo
▼ 0.25% · 3.875%
HK$311,064
−HK$8,242/mo
Today · 4.125%
HK$319,306
baseline
▲ 0.50% · 4.625%
HK$336,137
+HK$16,831/mo
Deposit HK$25.59M · loan HK$59.71M · min. income ≈ HK$638,612/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,110
−HK$21,955/mo
▼ 0.25% · 3.875%
HK$361,000
−HK$11,065/mo
Today · 4.125%
HK$372,065
baseline
▲ 0.50% · 4.625%
HK$394,704
+HK$22,639/mo
Deposit HK$8.53M · loan HK$76.77M · min. income ≈ HK$744,130/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,494
−HK$21,043/mo
▼ 0.25% · 3.875%
HK$399,940
−HK$10,597/mo
Today · 4.125%
HK$410,537
baseline
▲ 0.50% · 4.625%
HK$432,177
+HK$21,640/mo
Deposit HK$8.53M · loan HK$76.77M · min. income ≈ HK$821,074/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,625,243 · Scale 2, in force from 26 Feb 2026)