LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,566
−HK$12,201/mo
▼ 0.25% · 3.875%
HK$200,618
−HK$6,149/mo
Today · 4.125%
HK$206,767
baseline
▲ 0.50% · 4.625%
HK$219,348
+HK$12,581/mo
Deposit HK$42.66M · loan HK$42.66M · min. income ≈ HK$413,534/mo (50% DSR)
Upfront cash ≈ HK$46.29M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,452
−HK$11,695/mo
▼ 0.25% · 3.875%
HK$222,258
−HK$5,889/mo
Today · 4.125%
HK$228,147
baseline
▲ 0.50% · 4.625%
HK$240,173
+HK$12,026/mo
Deposit HK$42.66M · loan HK$42.66M · min. income ≈ HK$456,294/mo (50% DSR)
Upfront cash ≈ HK$46.29M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,479
−HK$14,641/mo
▼ 0.25% · 3.875%
HK$240,741
−HK$7,379/mo
Today · 4.125%
HK$248,120
baseline
▲ 0.50% · 4.625%
HK$263,218
+HK$15,098/mo
Deposit HK$34.13M · loan HK$51.20M · min. income ≈ HK$496,240/mo (50% DSR)
Upfront cash ≈ HK$37.76M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,743
−HK$14,033/mo
▼ 0.25% · 3.875%
HK$266,709
−HK$7,067/mo
Today · 4.125%
HK$273,776
baseline
▲ 0.50% · 4.625%
HK$288,207
+HK$14,431/mo
Deposit HK$34.13M · loan HK$51.20M · min. income ≈ HK$547,552/mo (50% DSR)
Upfront cash ≈ HK$37.76M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,392
−HK$17,081/mo
▼ 0.25% · 3.875%
HK$280,865
−HK$8,608/mo
Today · 4.125%
HK$289,473
baseline
▲ 0.50% · 4.625%
HK$307,087
+HK$17,614/mo
Deposit HK$25.60M · loan HK$59.73M · min. income ≈ HK$578,946/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,033
−HK$16,372/mo
▼ 0.25% · 3.875%
HK$311,161
−HK$8,244/mo
Today · 4.125%
HK$319,405
baseline
▲ 0.50% · 4.625%
HK$336,242
+HK$16,837/mo
Deposit HK$25.60M · loan HK$59.73M · min. income ≈ HK$638,810/mo (50% DSR)
Upfront cash ≈ HK$29.22M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,218
−HK$21,962/mo
▼ 0.25% · 3.875%
HK$361,112
−HK$11,068/mo
Today · 4.125%
HK$372,180
baseline
▲ 0.50% · 4.625%
HK$394,826
+HK$22,646/mo
Deposit HK$8.53M · loan HK$76.79M · min. income ≈ HK$744,360/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,614
−HK$21,050/mo
▼ 0.25% · 3.875%
HK$400,064
−HK$10,600/mo
Today · 4.125%
HK$410,664
baseline
▲ 0.50% · 4.625%
HK$432,311
+HK$21,647/mo
Deposit HK$8.53M · loan HK$76.79M · min. income ≈ HK$821,328/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,626,365 · Scale 2, in force from 26 Feb 2026)