LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,607
−HK$12,204/mo
▼ 0.25% · 3.875%
HK$200,661
−HK$6,150/mo
Today · 4.125%
HK$206,811
baseline
▲ 0.50% · 4.625%
HK$219,395
+HK$12,584/mo
Deposit HK$42.67M · loan HK$42.67M · min. income ≈ HK$413,622/mo (50% DSR)
Upfront cash ≈ HK$46.30M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,499
−HK$11,696/mo
▼ 0.25% · 3.875%
HK$222,305
−HK$5,890/mo
Today · 4.125%
HK$228,195
baseline
▲ 0.50% · 4.625%
HK$240,224
+HK$12,029/mo
Deposit HK$42.67M · loan HK$42.67M · min. income ≈ HK$456,390/mo (50% DSR)
Upfront cash ≈ HK$46.30M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,529
−HK$14,644/mo
▼ 0.25% · 3.875%
HK$240,793
−HK$7,380/mo
Today · 4.125%
HK$248,173
baseline
▲ 0.50% · 4.625%
HK$263,274
+HK$15,101/mo
Deposit HK$34.14M · loan HK$51.21M · min. income ≈ HK$496,346/mo (50% DSR)
Upfront cash ≈ HK$37.76M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,798
−HK$14,037/mo
▼ 0.25% · 3.875%
HK$266,766
−HK$7,069/mo
Today · 4.125%
HK$273,835
baseline
▲ 0.50% · 4.625%
HK$288,269
+HK$14,434/mo
Deposit HK$34.14M · loan HK$51.21M · min. income ≈ HK$547,670/mo (50% DSR)
Upfront cash ≈ HK$37.76M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,450
−HK$17,085/mo
▼ 0.25% · 3.875%
HK$280,925
−HK$8,610/mo
Today · 4.125%
HK$289,535
baseline
▲ 0.50% · 4.625%
HK$307,153
+HK$17,618/mo
Deposit HK$25.60M · loan HK$59.74M · min. income ≈ HK$579,070/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,098
−HK$16,376/mo
▼ 0.25% · 3.875%
HK$311,227
−HK$8,247/mo
Today · 4.125%
HK$319,474
baseline
▲ 0.50% · 4.625%
HK$336,313
+HK$16,839/mo
Deposit HK$25.60M · loan HK$59.74M · min. income ≈ HK$638,948/mo (50% DSR)
Upfront cash ≈ HK$29.23M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,293
−HK$21,967/mo
▼ 0.25% · 3.875%
HK$361,189
−HK$11,071/mo
Today · 4.125%
HK$372,260
baseline
▲ 0.50% · 4.625%
HK$394,911
+HK$22,651/mo
Deposit HK$8.53M · loan HK$76.81M · min. income ≈ HK$744,520/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,698
−HK$21,054/mo
▼ 0.25% · 3.875%
HK$400,149
−HK$10,603/mo
Today · 4.125%
HK$410,752
baseline
▲ 0.50% · 4.625%
HK$432,403
+HK$21,651/mo
Deposit HK$8.53M · loan HK$76.81M · min. income ≈ HK$821,504/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,627,141 · Scale 2, in force from 26 Feb 2026)