LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,652
−HK$12,207/mo
▼ 0.25% · 3.875%
HK$200,707
−HK$6,152/mo
Today · 4.125%
HK$206,859
baseline
▲ 0.50% · 4.625%
HK$219,445
+HK$12,586/mo
Deposit HK$42.68M · loan HK$42.68M · min. income ≈ HK$413,718/mo (50% DSR)
Upfront cash ≈ HK$46.31M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,549
−HK$11,699/mo
▼ 0.25% · 3.875%
HK$222,356
−HK$5,892/mo
Today · 4.125%
HK$228,248
baseline
▲ 0.50% · 4.625%
HK$240,279
+HK$12,031/mo
Deposit HK$42.68M · loan HK$42.68M · min. income ≈ HK$456,496/mo (50% DSR)
Upfront cash ≈ HK$46.31M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,583
−HK$14,647/mo
▼ 0.25% · 3.875%
HK$240,848
−HK$7,382/mo
Today · 4.125%
HK$248,230
baseline
▲ 0.50% · 4.625%
HK$263,334
+HK$15,104/mo
Deposit HK$34.15M · loan HK$51.22M · min. income ≈ HK$496,460/mo (50% DSR)
Upfront cash ≈ HK$37.77M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,858
−HK$14,040/mo
▼ 0.25% · 3.875%
HK$266,827
−HK$7,071/mo
Today · 4.125%
HK$273,898
baseline
▲ 0.50% · 4.625%
HK$288,335
+HK$14,437/mo
Deposit HK$34.15M · loan HK$51.22M · min. income ≈ HK$547,796/mo (50% DSR)
Upfront cash ≈ HK$37.77M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,513
−HK$17,089/mo
▼ 0.25% · 3.875%
HK$280,990
−HK$8,612/mo
Today · 4.125%
HK$289,602
baseline
▲ 0.50% · 4.625%
HK$307,224
+HK$17,622/mo
Deposit HK$25.61M · loan HK$59.75M · min. income ≈ HK$579,204/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,168
−HK$16,379/mo
▼ 0.25% · 3.875%
HK$311,299
−HK$8,248/mo
Today · 4.125%
HK$319,547
baseline
▲ 0.50% · 4.625%
HK$336,391
+HK$16,844/mo
Deposit HK$25.61M · loan HK$59.75M · min. income ≈ HK$639,094/mo (50% DSR)
Upfront cash ≈ HK$29.24M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,374
−HK$21,971/mo
▼ 0.25% · 3.875%
HK$361,272
−HK$11,073/mo
Today · 4.125%
HK$372,345
baseline
▲ 0.50% · 4.625%
HK$395,002
+HK$22,657/mo
Deposit HK$8.54M · loan HK$76.83M · min. income ≈ HK$744,690/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,787
−HK$21,059/mo
▼ 0.25% · 3.875%
HK$400,241
−HK$10,605/mo
Today · 4.125%
HK$410,846
baseline
▲ 0.50% · 4.625%
HK$432,503
+HK$21,657/mo
Deposit HK$8.54M · loan HK$76.83M · min. income ≈ HK$821,692/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$3,627,976 · Scale 2, in force from 26 Feb 2026)