LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,468
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,074
−HK$615/mo
Today · 4.125%
HK$20,689
baseline
▲ 0.50% · 4.625%
HK$21,948
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,378/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,658
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,239
−HK$590/mo
Today · 4.125%
HK$22,829
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,658/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,362
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,089
−HK$738/mo
Today · 4.125%
HK$24,827
baseline
▲ 0.50% · 4.625%
HK$26,338
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,654/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,990
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,687
−HK$707/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$28,838
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,256
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,104
−HK$861/mo
Today · 4.125%
HK$28,965
baseline
▲ 0.50% · 4.625%
HK$30,728
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,930/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,322
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,135
−HK$825/mo
Today · 4.125%
HK$31,960
baseline
▲ 0.50% · 4.625%
HK$33,645
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,920/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,043
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,133
−HK$1,108/mo
Today · 4.125%
HK$37,241
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$2,266/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$74,482/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,985
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,031
−HK$1,061/mo
Today · 4.125%
HK$41,092
baseline
▲ 0.50% · 4.625%
HK$43,258
+HK$2,166/mo
Deposit HK$854K · loan HK$7.68M · min. income ≈ HK$82,184/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,136 · Scale 2, in force from 26 Feb 2026)