LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,730
−HK$12,211/mo
▼ 0.25% · 3.875%
HK$200,787
−HK$6,154/mo
Today · 4.125%
HK$206,941
baseline
▲ 0.50% · 4.625%
HK$219,533
+HK$12,592/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$413,882/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,635
−HK$11,704/mo
▼ 0.25% · 3.875%
HK$222,445
−HK$5,894/mo
Today · 4.125%
HK$228,339
baseline
▲ 0.50% · 4.625%
HK$240,375
+HK$12,036/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$456,678/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,676
−HK$14,653/mo
▼ 0.25% · 3.875%
HK$240,944
−HK$7,385/mo
Today · 4.125%
HK$248,329
baseline
▲ 0.50% · 4.625%
HK$263,440
+HK$15,111/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$496,658/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,962
−HK$14,045/mo
▼ 0.25% · 3.875%
HK$266,934
−HK$7,073/mo
Today · 4.125%
HK$274,007
baseline
▲ 0.50% · 4.625%
HK$288,450
+HK$14,443/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$548,014/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,622
−HK$17,096/mo
▼ 0.25% · 3.875%
HK$281,102
−HK$8,616/mo
Today · 4.125%
HK$289,718
baseline
▲ 0.50% · 4.625%
HK$307,346
+HK$17,628/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$579,436/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,289
−HK$16,386/mo
▼ 0.25% · 3.875%
HK$311,423
−HK$8,252/mo
Today · 4.125%
HK$319,675
baseline
▲ 0.50% · 4.625%
HK$336,525
+HK$16,850/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$639,350/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,514
−HK$21,980/mo
▼ 0.25% · 3.875%
HK$361,417
−HK$11,077/mo
Today · 4.125%
HK$372,494
baseline
▲ 0.50% · 4.625%
HK$395,159
+HK$22,665/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$744,988/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,943
−HK$21,067/mo
▼ 0.25% · 3.875%
HK$400,401
−HK$10,609/mo
Today · 4.125%
HK$411,010
baseline
▲ 0.50% · 4.625%
HK$432,675
+HK$21,665/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$822,020/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,424 · Scale 2, in force from 26 Feb 2026)