LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,731
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$200,788
−HK$6,155/mo
Today · 4.125%
HK$206,943
baseline
▲ 0.50% · 4.625%
HK$219,535
+HK$12,592/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$413,886/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,637
−HK$11,704/mo
▼ 0.25% · 3.875%
HK$222,447
−HK$5,894/mo
Today · 4.125%
HK$228,341
baseline
▲ 0.50% · 4.625%
HK$240,377
+HK$12,036/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$456,682/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,677
−HK$14,654/mo
▼ 0.25% · 3.875%
HK$240,946
−HK$7,385/mo
Today · 4.125%
HK$248,331
baseline
▲ 0.50% · 4.625%
HK$263,441
+HK$15,110/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$496,662/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,964
−HK$14,045/mo
▼ 0.25% · 3.875%
HK$266,936
−HK$7,073/mo
Today · 4.125%
HK$274,009
baseline
▲ 0.50% · 4.625%
HK$288,452
+HK$14,443/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$548,018/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,624
−HK$17,096/mo
▼ 0.25% · 3.875%
HK$281,104
−HK$8,616/mo
Today · 4.125%
HK$289,720
baseline
▲ 0.50% · 4.625%
HK$307,348
+HK$17,628/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$579,440/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,291
−HK$16,386/mo
▼ 0.25% · 3.875%
HK$311,425
−HK$8,252/mo
Today · 4.125%
HK$319,677
baseline
▲ 0.50% · 4.625%
HK$336,528
+HK$16,851/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$639,354/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,516
−HK$21,981/mo
▼ 0.25% · 3.875%
HK$361,419
−HK$11,078/mo
Today · 4.125%
HK$372,497
baseline
▲ 0.50% · 4.625%
HK$395,162
+HK$22,665/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$744,994/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,946
−HK$21,067/mo
▼ 0.25% · 3.875%
HK$400,404
−HK$10,609/mo
Today · 4.125%
HK$411,013
baseline
▲ 0.50% · 4.625%
HK$432,678
+HK$21,665/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$822,026/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,450 · Scale 2, in force from 26 Feb 2026)