LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,733
−HK$12,212/mo
▼ 0.25% · 3.875%
HK$200,791
−HK$6,154/mo
Today · 4.125%
HK$206,945
baseline
▲ 0.50% · 4.625%
HK$219,537
+HK$12,592/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$413,890/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,639
−HK$11,704/mo
▼ 0.25% · 3.875%
HK$222,449
−HK$5,894/mo
Today · 4.125%
HK$228,343
baseline
▲ 0.50% · 4.625%
HK$240,380
+HK$12,037/mo
Deposit HK$42.70M · loan HK$42.70M · min. income ≈ HK$456,686/mo (50% DSR)
Upfront cash ≈ HK$46.33M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,680
−HK$14,654/mo
▼ 0.25% · 3.875%
HK$240,949
−HK$7,385/mo
Today · 4.125%
HK$248,334
baseline
▲ 0.50% · 4.625%
HK$263,444
+HK$15,110/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$496,668/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,967
−HK$14,045/mo
▼ 0.25% · 3.875%
HK$266,939
−HK$7,073/mo
Today · 4.125%
HK$274,012
baseline
▲ 0.50% · 4.625%
HK$288,456
+HK$14,444/mo
Deposit HK$34.16M · loan HK$51.24M · min. income ≈ HK$548,024/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,627
−HK$17,096/mo
▼ 0.25% · 3.875%
HK$281,107
−HK$8,616/mo
Today · 4.125%
HK$289,723
baseline
▲ 0.50% · 4.625%
HK$307,352
+HK$17,629/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$579,446/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,295
−HK$16,386/mo
▼ 0.25% · 3.875%
HK$311,429
−HK$8,252/mo
Today · 4.125%
HK$319,681
baseline
▲ 0.50% · 4.625%
HK$336,531
+HK$16,850/mo
Deposit HK$25.62M · loan HK$59.78M · min. income ≈ HK$639,362/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,520
−HK$21,981/mo
▼ 0.25% · 3.875%
HK$361,423
−HK$11,078/mo
Today · 4.125%
HK$372,501
baseline
▲ 0.50% · 4.625%
HK$395,167
+HK$22,666/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$745,002/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$389,950
−HK$21,068/mo
▼ 0.25% · 3.875%
HK$400,408
−HK$10,610/mo
Today · 4.125%
HK$411,018
baseline
▲ 0.50% · 4.625%
HK$432,683
+HK$21,665/mo
Deposit HK$8.54M · loan HK$76.86M · min. income ≈ HK$822,036/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,629,491 · Scale 2, in force from 26 Feb 2026)