LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,761
−HK$12,213/mo
▼ 0.25% · 3.875%
HK$200,819
−HK$6,155/mo
Today · 4.125%
HK$206,974
baseline
▲ 0.50% · 4.625%
HK$219,568
+HK$12,594/mo
Deposit HK$42.71M · loan HK$42.71M · min. income ≈ HK$413,948/mo (50% DSR)
Upfront cash ≈ HK$46.34M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,670
−HK$11,706/mo
▼ 0.25% · 3.875%
HK$222,481
−HK$5,895/mo
Today · 4.125%
HK$228,376
baseline
▲ 0.50% · 4.625%
HK$240,414
+HK$12,038/mo
Deposit HK$42.71M · loan HK$42.71M · min. income ≈ HK$456,752/mo (50% DSR)
Upfront cash ≈ HK$46.34M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,713
−HK$14,656/mo
▼ 0.25% · 3.875%
HK$240,983
−HK$7,386/mo
Today · 4.125%
HK$248,369
baseline
▲ 0.50% · 4.625%
HK$263,482
+HK$15,113/mo
Deposit HK$34.16M · loan HK$51.25M · min. income ≈ HK$496,738/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,004
−HK$14,047/mo
▼ 0.25% · 3.875%
HK$266,977
−HK$7,074/mo
Today · 4.125%
HK$274,051
baseline
▲ 0.50% · 4.625%
HK$288,496
+HK$14,445/mo
Deposit HK$34.16M · loan HK$51.25M · min. income ≈ HK$548,102/mo (50% DSR)
Upfront cash ≈ HK$37.79M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,666
−HK$17,098/mo
▼ 0.25% · 3.875%
HK$281,147
−HK$8,617/mo
Today · 4.125%
HK$289,764
baseline
▲ 0.50% · 4.625%
HK$307,395
+HK$17,631/mo
Deposit HK$25.62M · loan HK$59.79M · min. income ≈ HK$579,528/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,338
−HK$16,388/mo
▼ 0.25% · 3.875%
HK$311,473
−HK$8,253/mo
Today · 4.125%
HK$319,726
baseline
▲ 0.50% · 4.625%
HK$336,579
+HK$16,853/mo
Deposit HK$25.62M · loan HK$59.79M · min. income ≈ HK$639,452/mo (50% DSR)
Upfront cash ≈ HK$29.25M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,570
−HK$21,984/mo
▼ 0.25% · 3.875%
HK$361,475
−HK$11,079/mo
Today · 4.125%
HK$372,554
baseline
▲ 0.50% · 4.625%
HK$395,223
+HK$22,669/mo
Deposit HK$8.54M · loan HK$76.87M · min. income ≈ HK$745,108/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,006
−HK$21,070/mo
▼ 0.25% · 3.875%
HK$400,465
−HK$10,611/mo
Today · 4.125%
HK$411,076
baseline
▲ 0.50% · 4.625%
HK$432,745
+HK$21,669/mo
Deposit HK$8.54M · loan HK$76.87M · min. income ≈ HK$822,152/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,630,007 · Scale 2, in force from 26 Feb 2026)