LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,479
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,085
−HK$616/mo
Today · 4.125%
HK$20,701
baseline
▲ 0.50% · 4.625%
HK$21,960
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,402/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,670
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,252
−HK$589/mo
Today · 4.125%
HK$22,841
baseline
▲ 0.50% · 4.625%
HK$24,045
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,682/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,375
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,102
−HK$739/mo
Today · 4.125%
HK$24,841
baseline
▲ 0.50% · 4.625%
HK$26,352
+HK$1,511/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,682/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,005
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,702
−HK$708/mo
Today · 4.125%
HK$27,410
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,820/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,271
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$862/mo
Today · 4.125%
HK$28,981
baseline
▲ 0.50% · 4.625%
HK$30,745
+HK$1,764/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,962/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,339
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,152
−HK$826/mo
Today · 4.125%
HK$31,978
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,956/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,063
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,153
−HK$1,108/mo
Today · 4.125%
HK$37,261
baseline
▲ 0.50% · 4.625%
HK$39,529
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,522/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,007
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,053
−HK$1,061/mo
Today · 4.125%
HK$41,114
baseline
▲ 0.50% · 4.625%
HK$43,281
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,228/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,278 · Scale 2, in force from 26 Feb 2026)