LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,819
−HK$12,216/mo
▼ 0.25% · 3.875%
HK$200,878
−HK$6,157/mo
Today · 4.125%
HK$207,035
baseline
▲ 0.50% · 4.625%
HK$219,633
+HK$12,598/mo
Deposit HK$42.72M · loan HK$42.72M · min. income ≈ HK$414,070/mo (50% DSR)
Upfront cash ≈ HK$46.35M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,734
−HK$11,709/mo
▼ 0.25% · 3.875%
HK$222,546
−HK$5,897/mo
Today · 4.125%
HK$228,443
baseline
▲ 0.50% · 4.625%
HK$240,485
+HK$12,042/mo
Deposit HK$42.72M · loan HK$42.72M · min. income ≈ HK$456,886/mo (50% DSR)
Upfront cash ≈ HK$46.35M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,782
−HK$14,660/mo
▼ 0.25% · 3.875%
HK$241,054
−HK$7,388/mo
Today · 4.125%
HK$248,442
baseline
▲ 0.50% · 4.625%
HK$263,560
+HK$15,118/mo
Deposit HK$34.17M · loan HK$51.26M · min. income ≈ HK$496,884/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,080
−HK$14,052/mo
▼ 0.25% · 3.875%
HK$267,056
−HK$7,076/mo
Today · 4.125%
HK$274,132
baseline
▲ 0.50% · 4.625%
HK$288,582
+HK$14,450/mo
Deposit HK$34.17M · loan HK$51.26M · min. income ≈ HK$548,264/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,746
−HK$17,104/mo
▼ 0.25% · 3.875%
HK$281,230
−HK$8,620/mo
Today · 4.125%
HK$289,850
baseline
▲ 0.50% · 4.625%
HK$307,486
+HK$17,636/mo
Deposit HK$25.63M · loan HK$59.81M · min. income ≈ HK$579,700/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,427
−HK$16,393/mo
▼ 0.25% · 3.875%
HK$311,565
−HK$8,255/mo
Today · 4.125%
HK$319,820
baseline
▲ 0.50% · 4.625%
HK$336,679
+HK$16,859/mo
Deposit HK$25.63M · loan HK$59.81M · min. income ≈ HK$639,640/mo (50% DSR)
Upfront cash ≈ HK$29.26M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,673
−HK$21,991/mo
▼ 0.25% · 3.875%
HK$361,581
−HK$11,083/mo
Today · 4.125%
HK$372,664
baseline
▲ 0.50% · 4.625%
HK$395,339
+HK$22,675/mo
Deposit HK$8.54M · loan HK$76.89M · min. income ≈ HK$745,328/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,121
−HK$21,077/mo
▼ 0.25% · 3.875%
HK$400,583
−HK$10,615/mo
Today · 4.125%
HK$411,198
baseline
▲ 0.50% · 4.625%
HK$432,872
+HK$21,674/mo
Deposit HK$8.54M · loan HK$76.89M · min. income ≈ HK$822,396/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$3,631,078 · Scale 2, in force from 26 Feb 2026)