LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,839
−HK$12,218/mo
▼ 0.25% · 3.875%
HK$200,900
−HK$6,157/mo
Today · 4.125%
HK$207,057
baseline
▲ 0.50% · 4.625%
HK$219,656
+HK$12,599/mo
Deposit HK$42.72M · loan HK$42.72M · min. income ≈ HK$414,114/mo (50% DSR)
Upfront cash ≈ HK$46.35M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,757
−HK$11,710/mo
▼ 0.25% · 3.875%
HK$222,570
−HK$5,897/mo
Today · 4.125%
HK$228,467
baseline
▲ 0.50% · 4.625%
HK$240,510
+HK$12,043/mo
Deposit HK$42.72M · loan HK$42.72M · min. income ≈ HK$456,934/mo (50% DSR)
Upfront cash ≈ HK$46.35M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,807
−HK$14,662/mo
▼ 0.25% · 3.875%
HK$241,080
−HK$7,389/mo
Today · 4.125%
HK$248,469
baseline
▲ 0.50% · 4.625%
HK$263,588
+HK$15,119/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$496,938/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,108
−HK$14,053/mo
▼ 0.25% · 3.875%
HK$267,084
−HK$7,077/mo
Today · 4.125%
HK$274,161
baseline
▲ 0.50% · 4.625%
HK$288,612
+HK$14,451/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$548,322/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,775
−HK$17,105/mo
▼ 0.25% · 3.875%
HK$281,260
−HK$8,620/mo
Today · 4.125%
HK$289,880
baseline
▲ 0.50% · 4.625%
HK$307,519
+HK$17,639/mo
Deposit HK$25.63M · loan HK$59.81M · min. income ≈ HK$579,760/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,459
−HK$16,395/mo
▼ 0.25% · 3.875%
HK$311,598
−HK$8,256/mo
Today · 4.125%
HK$319,854
baseline
▲ 0.50% · 4.625%
HK$336,714
+HK$16,860/mo
Deposit HK$25.63M · loan HK$59.81M · min. income ≈ HK$639,708/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,711
−HK$21,992/mo
▼ 0.25% · 3.875%
HK$361,620
−HK$11,083/mo
Today · 4.125%
HK$372,703
baseline
▲ 0.50% · 4.625%
HK$395,381
+HK$22,678/mo
Deposit HK$8.54M · loan HK$76.90M · min. income ≈ HK$745,406/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,162
−HK$21,079/mo
▼ 0.25% · 3.875%
HK$400,626
−HK$10,615/mo
Today · 4.125%
HK$411,241
baseline
▲ 0.50% · 4.625%
HK$432,918
+HK$21,677/mo
Deposit HK$8.54M · loan HK$76.90M · min. income ≈ HK$822,482/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,463 · Scale 2, in force from 26 Feb 2026)