LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,858
−HK$12,219/mo
▼ 0.25% · 3.875%
HK$200,919
−HK$6,158/mo
Today · 4.125%
HK$207,077
baseline
▲ 0.50% · 4.625%
HK$219,677
+HK$12,600/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$414,154/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,777
−HK$11,712/mo
▼ 0.25% · 3.875%
HK$222,591
−HK$5,898/mo
Today · 4.125%
HK$228,489
baseline
▲ 0.50% · 4.625%
HK$240,533
+HK$12,044/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$456,978/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,829
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$241,103
−HK$7,390/mo
Today · 4.125%
HK$248,493
baseline
▲ 0.50% · 4.625%
HK$263,613
+HK$15,120/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$496,986/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,133
−HK$14,054/mo
▼ 0.25% · 3.875%
HK$267,110
−HK$7,077/mo
Today · 4.125%
HK$274,187
baseline
▲ 0.50% · 4.625%
HK$288,640
+HK$14,453/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$548,374/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,801
−HK$17,107/mo
▼ 0.25% · 3.875%
HK$281,287
−HK$8,621/mo
Today · 4.125%
HK$289,908
baseline
▲ 0.50% · 4.625%
HK$307,548
+HK$17,640/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$579,816/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,488
−HK$16,397/mo
▼ 0.25% · 3.875%
HK$311,628
−HK$8,257/mo
Today · 4.125%
HK$319,885
baseline
▲ 0.50% · 4.625%
HK$336,747
+HK$16,862/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$639,770/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,744
−HK$21,995/mo
▼ 0.25% · 3.875%
HK$361,654
−HK$11,085/mo
Today · 4.125%
HK$372,739
baseline
▲ 0.50% · 4.625%
HK$395,419
+HK$22,680/mo
Deposit HK$8.55M · loan HK$76.91M · min. income ≈ HK$745,478/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,199
−HK$21,082/mo
▼ 0.25% · 3.875%
HK$400,664
−HK$10,617/mo
Today · 4.125%
HK$411,281
baseline
▲ 0.50% · 4.625%
HK$432,960
+HK$21,679/mo
Deposit HK$8.55M · loan HK$76.91M · min. income ≈ HK$822,562/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,811 · Scale 2, in force from 26 Feb 2026)