LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,862
−HK$12,219/mo
▼ 0.25% · 3.875%
HK$200,923
−HK$6,158/mo
Today · 4.125%
HK$207,081
baseline
▲ 0.50% · 4.625%
HK$219,682
+HK$12,601/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$414,162/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,782
−HK$11,712/mo
▼ 0.25% · 3.875%
HK$222,596
−HK$5,898/mo
Today · 4.125%
HK$228,494
baseline
▲ 0.50% · 4.625%
HK$240,538
+HK$12,044/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$456,988/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,834
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$241,108
−HK$7,390/mo
Today · 4.125%
HK$248,498
baseline
▲ 0.50% · 4.625%
HK$263,618
+HK$15,120/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$496,996/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,138
−HK$14,055/mo
▼ 0.25% · 3.875%
HK$267,115
−HK$7,078/mo
Today · 4.125%
HK$274,193
baseline
▲ 0.50% · 4.625%
HK$288,646
+HK$14,453/mo
Deposit HK$34.18M · loan HK$51.27M · min. income ≈ HK$548,386/mo (50% DSR)
Upfront cash ≈ HK$37.81M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,807
−HK$17,107/mo
▼ 0.25% · 3.875%
HK$281,292
−HK$8,622/mo
Today · 4.125%
HK$289,914
baseline
▲ 0.50% · 4.625%
HK$307,554
+HK$17,640/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$579,828/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,494
−HK$16,397/mo
▼ 0.25% · 3.875%
HK$311,634
−HK$8,257/mo
Today · 4.125%
HK$319,891
baseline
▲ 0.50% · 4.625%
HK$336,753
+HK$16,862/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$639,782/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,751
−HK$21,995/mo
▼ 0.25% · 3.875%
HK$361,662
−HK$11,084/mo
Today · 4.125%
HK$372,746
baseline
▲ 0.50% · 4.625%
HK$395,427
+HK$22,681/mo
Deposit HK$8.55M · loan HK$76.91M · min. income ≈ HK$745,492/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,207
−HK$21,082/mo
▼ 0.25% · 3.875%
HK$400,672
−HK$10,617/mo
Today · 4.125%
HK$411,289
baseline
▲ 0.50% · 4.625%
HK$432,968
+HK$21,679/mo
Deposit HK$8.55M · loan HK$76.91M · min. income ≈ HK$822,578/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,631,884 · Scale 2, in force from 26 Feb 2026)