LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,878
−HK$12,220/mo
▼ 0.25% · 3.875%
HK$200,940
−HK$6,158/mo
Today · 4.125%
HK$207,098
baseline
▲ 0.50% · 4.625%
HK$219,700
+HK$12,602/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$414,196/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,800
−HK$11,713/mo
▼ 0.25% · 3.875%
HK$222,614
−HK$5,899/mo
Today · 4.125%
HK$228,513
baseline
▲ 0.50% · 4.625%
HK$240,558
+HK$12,045/mo
Deposit HK$42.73M · loan HK$42.73M · min. income ≈ HK$457,026/mo (50% DSR)
Upfront cash ≈ HK$46.36M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,853
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$241,128
−HK$7,390/mo
Today · 4.125%
HK$248,518
baseline
▲ 0.50% · 4.625%
HK$263,640
+HK$15,122/mo
Deposit HK$34.19M · loan HK$51.28M · min. income ≈ HK$497,036/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,159
−HK$14,056/mo
▼ 0.25% · 3.875%
HK$267,137
−HK$7,078/mo
Today · 4.125%
HK$274,215
baseline
▲ 0.50% · 4.625%
HK$288,669
+HK$14,454/mo
Deposit HK$34.19M · loan HK$51.28M · min. income ≈ HK$548,430/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,829
−HK$17,109/mo
▼ 0.25% · 3.875%
HK$281,315
−HK$8,623/mo
Today · 4.125%
HK$289,938
baseline
▲ 0.50% · 4.625%
HK$307,580
+HK$17,642/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$579,876/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,519
−HK$16,399/mo
▼ 0.25% · 3.875%
HK$311,660
−HK$8,258/mo
Today · 4.125%
HK$319,918
baseline
▲ 0.50% · 4.625%
HK$336,781
+HK$16,863/mo
Deposit HK$25.64M · loan HK$59.82M · min. income ≈ HK$639,836/mo (50% DSR)
Upfront cash ≈ HK$29.27M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,780
−HK$21,997/mo
▼ 0.25% · 3.875%
HK$361,691
−HK$11,086/mo
Today · 4.125%
HK$372,777
baseline
▲ 0.50% · 4.625%
HK$395,460
+HK$22,683/mo
Deposit HK$8.55M · loan HK$76.92M · min. income ≈ HK$745,554/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,239
−HK$21,084/mo
▼ 0.25% · 3.875%
HK$400,705
−HK$10,618/mo
Today · 4.125%
HK$411,323
baseline
▲ 0.50% · 4.625%
HK$433,004
+HK$21,681/mo
Deposit HK$8.55M · loan HK$76.92M · min. income ≈ HK$822,646/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,632,182 · Scale 2, in force from 26 Feb 2026)