LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,905
−HK$12,222/mo
▼ 0.25% · 3.875%
HK$200,968
−HK$6,159/mo
Today · 4.125%
HK$207,127
baseline
▲ 0.50% · 4.625%
HK$219,730
+HK$12,603/mo
Deposit HK$42.74M · loan HK$42.74M · min. income ≈ HK$414,254/mo (50% DSR)
Upfront cash ≈ HK$46.37M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,830
−HK$11,714/mo
▼ 0.25% · 3.875%
HK$222,645
−HK$5,899/mo
Today · 4.125%
HK$228,544
baseline
▲ 0.50% · 4.625%
HK$240,591
+HK$12,047/mo
Deposit HK$42.74M · loan HK$42.74M · min. income ≈ HK$457,088/mo (50% DSR)
Upfront cash ≈ HK$46.37M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,886
−HK$14,667/mo
▼ 0.25% · 3.875%
HK$241,161
−HK$7,392/mo
Today · 4.125%
HK$248,553
baseline
▲ 0.50% · 4.625%
HK$263,676
+HK$15,123/mo
Deposit HK$34.19M · loan HK$51.28M · min. income ≈ HK$497,106/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,196
−HK$14,057/mo
▼ 0.25% · 3.875%
HK$267,174
−HK$7,079/mo
Today · 4.125%
HK$274,253
baseline
▲ 0.50% · 4.625%
HK$288,709
+HK$14,456/mo
Deposit HK$34.19M · loan HK$51.28M · min. income ≈ HK$548,506/mo (50% DSR)
Upfront cash ≈ HK$37.82M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,867
−HK$17,111/mo
▼ 0.25% · 3.875%
HK$281,355
−HK$8,623/mo
Today · 4.125%
HK$289,978
baseline
▲ 0.50% · 4.625%
HK$307,622
+HK$17,644/mo
Deposit HK$25.64M · loan HK$59.83M · min. income ≈ HK$579,956/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,562
−HK$16,400/mo
▼ 0.25% · 3.875%
HK$311,703
−HK$8,259/mo
Today · 4.125%
HK$319,962
baseline
▲ 0.50% · 4.625%
HK$336,828
+HK$16,866/mo
Deposit HK$25.64M · loan HK$59.83M · min. income ≈ HK$639,924/mo (50% DSR)
Upfront cash ≈ HK$29.28M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,829
−HK$22,000/mo
▼ 0.25% · 3.875%
HK$361,742
−HK$11,087/mo
Today · 4.125%
HK$372,829
baseline
▲ 0.50% · 4.625%
HK$395,515
+HK$22,686/mo
Deposit HK$8.55M · loan HK$76.93M · min. income ≈ HK$745,658/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,293
−HK$21,087/mo
▼ 0.25% · 3.875%
HK$400,761
−HK$10,619/mo
Today · 4.125%
HK$411,380
baseline
▲ 0.50% · 4.625%
HK$433,064
+HK$21,684/mo
Deposit HK$8.55M · loan HK$76.93M · min. income ≈ HK$822,760/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,632,687 · Scale 2, in force from 26 Feb 2026)