LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,974
−HK$12,227/mo
▼ 0.25% · 3.875%
HK$201,039
−HK$6,162/mo
Today · 4.125%
HK$207,201
baseline
▲ 0.50% · 4.625%
HK$219,809
+HK$12,608/mo
Deposit HK$42.75M · loan HK$42.75M · min. income ≈ HK$414,402/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,907
−HK$11,719/mo
▼ 0.25% · 3.875%
HK$222,725
−HK$5,901/mo
Today · 4.125%
HK$228,626
baseline
▲ 0.50% · 4.625%
HK$240,677
+HK$12,051/mo
Deposit HK$42.75M · loan HK$42.75M · min. income ≈ HK$457,252/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,969
−HK$14,672/mo
▼ 0.25% · 3.875%
HK$241,247
−HK$7,394/mo
Today · 4.125%
HK$248,641
baseline
▲ 0.50% · 4.625%
HK$263,771
+HK$15,130/mo
Deposit HK$34.20M · loan HK$51.30M · min. income ≈ HK$497,282/mo (50% DSR)
Upfront cash ≈ HK$37.84M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,289
−HK$14,062/mo
▼ 0.25% · 3.875%
HK$267,269
−HK$7,082/mo
Today · 4.125%
HK$274,351
baseline
▲ 0.50% · 4.625%
HK$288,813
+HK$14,462/mo
Deposit HK$34.20M · loan HK$51.30M · min. income ≈ HK$548,702/mo (50% DSR)
Upfront cash ≈ HK$37.84M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,964
−HK$17,118/mo
▼ 0.25% · 3.875%
HK$281,455
−HK$8,627/mo
Today · 4.125%
HK$290,082
baseline
▲ 0.50% · 4.625%
HK$307,732
+HK$17,650/mo
Deposit HK$25.65M · loan HK$59.85M · min. income ≈ HK$580,164/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,670
−HK$16,406/mo
▼ 0.25% · 3.875%
HK$311,814
−HK$8,262/mo
Today · 4.125%
HK$320,076
baseline
▲ 0.50% · 4.625%
HK$336,948
+HK$16,872/mo
Deposit HK$25.65M · loan HK$59.85M · min. income ≈ HK$640,152/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,954
−HK$22,008/mo
▼ 0.25% · 3.875%
HK$361,871
−HK$11,091/mo
Today · 4.125%
HK$372,962
baseline
▲ 0.50% · 4.625%
HK$395,656
+HK$22,694/mo
Deposit HK$8.55M · loan HK$76.95M · min. income ≈ HK$745,924/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,433
−HK$21,094/mo
▼ 0.25% · 3.875%
HK$400,904
−HK$10,623/mo
Today · 4.125%
HK$411,527
baseline
▲ 0.50% · 4.625%
HK$433,219
+HK$21,692/mo
Deposit HK$8.55M · loan HK$76.95M · min. income ≈ HK$823,054/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,633,985 · Scale 2, in force from 26 Feb 2026)