LTV · monthly repayment
▼ 0.50% · 3.625%
HK$194,976
−HK$12,227/mo
▼ 0.25% · 3.875%
HK$201,041
−HK$6,162/mo
Today · 4.125%
HK$207,203
baseline
▲ 0.50% · 4.625%
HK$219,810
+HK$12,607/mo
Deposit HK$42.75M · loan HK$42.75M · min. income ≈ HK$414,406/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,909
−HK$11,719/mo
▼ 0.25% · 3.875%
HK$222,726
−HK$5,902/mo
Today · 4.125%
HK$228,628
baseline
▲ 0.50% · 4.625%
HK$240,679
+HK$12,051/mo
Deposit HK$42.75M · loan HK$42.75M · min. income ≈ HK$457,256/mo (50% DSR)
Upfront cash ≈ HK$46.39M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,971
−HK$14,672/mo
▼ 0.25% · 3.875%
HK$241,249
−HK$7,394/mo
Today · 4.125%
HK$248,643
baseline
▲ 0.50% · 4.625%
HK$263,772
+HK$15,129/mo
Deposit HK$34.20M · loan HK$51.30M · min. income ≈ HK$497,286/mo (50% DSR)
Upfront cash ≈ HK$37.84M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,290
−HK$14,063/mo
▼ 0.25% · 3.875%
HK$267,271
−HK$7,082/mo
Today · 4.125%
HK$274,353
baseline
▲ 0.50% · 4.625%
HK$288,815
+HK$14,462/mo
Deposit HK$34.20M · loan HK$51.30M · min. income ≈ HK$548,706/mo (50% DSR)
Upfront cash ≈ HK$37.84M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$272,966
−HK$17,118/mo
▼ 0.25% · 3.875%
HK$281,457
−HK$8,627/mo
Today · 4.125%
HK$290,084
baseline
▲ 0.50% · 4.625%
HK$307,735
+HK$17,651/mo
Deposit HK$25.65M · loan HK$59.85M · min. income ≈ HK$580,168/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,672
−HK$16,407/mo
▼ 0.25% · 3.875%
HK$311,817
−HK$8,262/mo
Today · 4.125%
HK$320,079
baseline
▲ 0.50% · 4.625%
HK$336,950
+HK$16,871/mo
Deposit HK$25.65M · loan HK$59.85M · min. income ≈ HK$640,158/mo (50% DSR)
Upfront cash ≈ HK$29.29M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$350,957
−HK$22,008/mo
▼ 0.25% · 3.875%
HK$361,873
−HK$11,092/mo
Today · 4.125%
HK$372,965
baseline
▲ 0.50% · 4.625%
HK$395,659
+HK$22,694/mo
Deposit HK$8.55M · loan HK$76.96M · min. income ≈ HK$745,930/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,436
−HK$21,094/mo
▼ 0.25% · 3.875%
HK$400,907
−HK$10,623/mo
Today · 4.125%
HK$411,530
baseline
▲ 0.50% · 4.625%
HK$433,222
+HK$21,692/mo
Deposit HK$8.55M · loan HK$76.96M · min. income ≈ HK$823,060/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$3,634,011 · Scale 2, in force from 26 Feb 2026)