LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,055
−HK$12,231/mo
▼ 0.25% · 3.875%
HK$201,122
−HK$6,164/mo
Today · 4.125%
HK$207,286
baseline
▲ 0.50% · 4.625%
HK$219,899
+HK$12,613/mo
Deposit HK$42.77M · loan HK$42.77M · min. income ≈ HK$414,572/mo (50% DSR)
Upfront cash ≈ HK$46.41M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,996
−HK$11,724/mo
▼ 0.25% · 3.875%
HK$222,816
−HK$5,904/mo
Today · 4.125%
HK$228,720
baseline
▲ 0.50% · 4.625%
HK$240,776
+HK$12,056/mo
Deposit HK$42.77M · loan HK$42.77M · min. income ≈ HK$457,440/mo (50% DSR)
Upfront cash ≈ HK$46.41M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,065
−HK$14,678/mo
▼ 0.25% · 3.875%
HK$241,346
−HK$7,397/mo
Today · 4.125%
HK$248,743
baseline
▲ 0.50% · 4.625%
HK$263,879
+HK$15,136/mo
Deposit HK$34.22M · loan HK$51.32M · min. income ≈ HK$497,486/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,396
−HK$14,068/mo
▼ 0.25% · 3.875%
HK$267,379
−HK$7,085/mo
Today · 4.125%
HK$274,464
baseline
▲ 0.50% · 4.625%
HK$288,931
+HK$14,467/mo
Deposit HK$34.22M · loan HK$51.32M · min. income ≈ HK$548,928/mo (50% DSR)
Upfront cash ≈ HK$37.85M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,076
−HK$17,125/mo
▼ 0.25% · 3.875%
HK$281,571
−HK$8,630/mo
Today · 4.125%
HK$290,201
baseline
▲ 0.50% · 4.625%
HK$307,859
+HK$17,658/mo
Deposit HK$25.66M · loan HK$59.88M · min. income ≈ HK$580,402/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,795
−HK$16,413/mo
▼ 0.25% · 3.875%
HK$311,942
−HK$8,266/mo
Today · 4.125%
HK$320,208
baseline
▲ 0.50% · 4.625%
HK$337,086
+HK$16,878/mo
Deposit HK$25.66M · loan HK$59.88M · min. income ≈ HK$640,416/mo (50% DSR)
Upfront cash ≈ HK$29.30M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,098
−HK$22,017/mo
▼ 0.25% · 3.875%
HK$362,019
−HK$11,096/mo
Today · 4.125%
HK$373,115
baseline
▲ 0.50% · 4.625%
HK$395,818
+HK$22,703/mo
Deposit HK$8.55M · loan HK$76.99M · min. income ≈ HK$746,230/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,593
−HK$21,103/mo
▼ 0.25% · 3.875%
HK$401,069
−HK$10,627/mo
Today · 4.125%
HK$411,696
baseline
▲ 0.50% · 4.625%
HK$433,397
+HK$21,701/mo
Deposit HK$8.55M · loan HK$76.99M · min. income ≈ HK$823,392/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$3,635,477 · Scale 2, in force from 26 Feb 2026)