LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,509
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,116
−HK$617/mo
Today · 4.125%
HK$20,733
baseline
▲ 0.50% · 4.625%
HK$21,994
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,466/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,704
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,286
−HK$590/mo
Today · 4.125%
HK$22,876
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,752/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,411
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,139
−HK$740/mo
Today · 4.125%
HK$24,879
baseline
▲ 0.50% · 4.625%
HK$26,393
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,758/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,044
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,743
−HK$709/mo
Today · 4.125%
HK$27,452
baseline
▲ 0.50% · 4.625%
HK$28,899
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,904/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,313
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,162
−HK$864/mo
Today · 4.125%
HK$29,026
baseline
▲ 0.50% · 4.625%
HK$30,792
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,052/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,385
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,200
−HK$827/mo
Today · 4.125%
HK$32,027
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,054/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,116
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$1,110/mo
Today · 4.125%
HK$37,319
baseline
▲ 0.50% · 4.625%
HK$39,589
+HK$2,270/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,638/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,067
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,114
−HK$1,063/mo
Today · 4.125%
HK$41,177
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,354/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,671 · Scale 2, in force from 26 Feb 2026)