LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,125
−HK$12,236/mo
▼ 0.25% · 3.875%
HK$201,195
−HK$6,166/mo
Today · 4.125%
HK$207,361
baseline
▲ 0.50% · 4.625%
HK$219,979
+HK$12,618/mo
Deposit HK$42.79M · loan HK$42.79M · min. income ≈ HK$414,722/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,075
−HK$11,728/mo
▼ 0.25% · 3.875%
HK$222,897
−HK$5,906/mo
Today · 4.125%
HK$228,803
baseline
▲ 0.50% · 4.625%
HK$240,863
+HK$12,060/mo
Deposit HK$42.79M · loan HK$42.79M · min. income ≈ HK$457,606/mo (50% DSR)
Upfront cash ≈ HK$46.42M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,150
−HK$14,683/mo
▼ 0.25% · 3.875%
HK$241,434
−HK$7,399/mo
Today · 4.125%
HK$248,833
baseline
▲ 0.50% · 4.625%
HK$263,974
+HK$15,141/mo
Deposit HK$34.23M · loan HK$51.34M · min. income ≈ HK$497,666/mo (50% DSR)
Upfront cash ≈ HK$37.87M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,490
−HK$14,073/mo
▼ 0.25% · 3.875%
HK$267,476
−HK$7,087/mo
Today · 4.125%
HK$274,563
baseline
▲ 0.50% · 4.625%
HK$289,036
+HK$14,473/mo
Deposit HK$34.23M · loan HK$51.34M · min. income ≈ HK$549,126/mo (50% DSR)
Upfront cash ≈ HK$37.87M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,175
−HK$17,131/mo
▼ 0.25% · 3.875%
HK$281,672
−HK$8,634/mo
Today · 4.125%
HK$290,306
baseline
▲ 0.50% · 4.625%
HK$307,970
+HK$17,664/mo
Deposit HK$25.67M · loan HK$59.90M · min. income ≈ HK$580,612/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,905
−HK$16,419/mo
▼ 0.25% · 3.875%
HK$312,055
−HK$8,269/mo
Today · 4.125%
HK$320,324
baseline
▲ 0.50% · 4.625%
HK$337,208
+HK$16,884/mo
Deposit HK$25.67M · loan HK$59.90M · min. income ≈ HK$640,648/mo (50% DSR)
Upfront cash ≈ HK$29.31M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,225
−HK$22,025/mo
▼ 0.25% · 3.875%
HK$362,150
−HK$11,100/mo
Today · 4.125%
HK$373,250
baseline
▲ 0.50% · 4.625%
HK$395,962
+HK$22,712/mo
Deposit HK$8.56M · loan HK$77.01M · min. income ≈ HK$746,500/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,735
−HK$21,110/mo
▼ 0.25% · 3.875%
HK$401,214
−HK$10,631/mo
Today · 4.125%
HK$411,845
baseline
▲ 0.50% · 4.625%
HK$433,554
+HK$21,709/mo
Deposit HK$8.56M · loan HK$77.01M · min. income ≈ HK$823,690/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$3,636,792 · Scale 2, in force from 26 Feb 2026)