LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,515
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,122
−HK$617/mo
Today · 4.125%
HK$20,739
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,478/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$591/mo
Today · 4.125%
HK$22,883
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,766/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,418
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,146
−HK$740/mo
Today · 4.125%
HK$24,886
baseline
▲ 0.50% · 4.625%
HK$26,401
+HK$1,515/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,772/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,052
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,751
−HK$709/mo
Today · 4.125%
HK$27,460
baseline
▲ 0.50% · 4.625%
HK$28,907
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,920/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,171
−HK$863/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$827/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,127
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$1,110/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,272/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,078
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,063/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,361
+HK$2,172/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,746 · Scale 2, in force from 26 Feb 2026)