LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,517
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,124
−HK$617/mo
Today · 4.125%
HK$20,741
baseline
▲ 0.50% · 4.625%
HK$22,003
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,482/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,712
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,295
−HK$591/mo
Today · 4.125%
HK$22,886
baseline
▲ 0.50% · 4.625%
HK$24,092
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,772/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,420
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,149
−HK$740/mo
Today · 4.125%
HK$24,889
baseline
▲ 0.50% · 4.625%
HK$26,404
+HK$1,515/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,778/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,055
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,754
−HK$709/mo
Today · 4.125%
HK$27,463
baseline
▲ 0.50% · 4.625%
HK$28,910
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,926/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$863/mo
Today · 4.125%
HK$29,037
baseline
▲ 0.50% · 4.625%
HK$30,804
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,074/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,397
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$827/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,729
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,131
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$1,111/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,605
+HK$2,271/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,131
−HK$1,063/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,365
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,774 · Scale 2, in force from 26 Feb 2026)