LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,196
−HK$12,241/mo
▼ 0.25% · 3.875%
HK$201,268
−HK$6,169/mo
Today · 4.125%
HK$207,437
baseline
▲ 0.50% · 4.625%
HK$220,059
+HK$12,622/mo
Deposit HK$42.80M · loan HK$42.80M · min. income ≈ HK$414,874/mo (50% DSR)
Upfront cash ≈ HK$46.44M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,154
−HK$11,732/mo
▼ 0.25% · 3.875%
HK$222,978
−HK$5,908/mo
Today · 4.125%
HK$228,886
baseline
▲ 0.50% · 4.625%
HK$240,951
+HK$12,065/mo
Deposit HK$42.80M · loan HK$42.80M · min. income ≈ HK$457,772/mo (50% DSR)
Upfront cash ≈ HK$46.44M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,236
−HK$14,688/mo
▼ 0.25% · 3.875%
HK$241,522
−HK$7,402/mo
Today · 4.125%
HK$248,924
baseline
▲ 0.50% · 4.625%
HK$264,071
+HK$15,147/mo
Deposit HK$34.24M · loan HK$51.36M · min. income ≈ HK$497,848/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,585
−HK$14,079/mo
▼ 0.25% · 3.875%
HK$267,574
−HK$7,090/mo
Today · 4.125%
HK$274,664
baseline
▲ 0.50% · 4.625%
HK$289,141
+HK$14,477/mo
Deposit HK$34.24M · loan HK$51.36M · min. income ≈ HK$549,328/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,275
−HK$17,137/mo
▼ 0.25% · 3.875%
HK$281,775
−HK$8,637/mo
Today · 4.125%
HK$290,412
baseline
▲ 0.50% · 4.625%
HK$308,083
+HK$17,671/mo
Deposit HK$25.68M · loan HK$59.92M · min. income ≈ HK$580,824/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,016
−HK$16,425/mo
▼ 0.25% · 3.875%
HK$312,169
−HK$8,272/mo
Today · 4.125%
HK$320,441
baseline
▲ 0.50% · 4.625%
HK$337,332
+HK$16,891/mo
Deposit HK$25.68M · loan HK$59.92M · min. income ≈ HK$640,882/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,354
−HK$22,033/mo
▼ 0.25% · 3.875%
HK$362,283
−HK$11,104/mo
Today · 4.125%
HK$373,387
baseline
▲ 0.50% · 4.625%
HK$396,106
+HK$22,719/mo
Deposit HK$8.56M · loan HK$77.04M · min. income ≈ HK$746,774/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,877
−HK$21,118/mo
▼ 0.25% · 3.875%
HK$401,360
−HK$10,635/mo
Today · 4.125%
HK$411,995
baseline
▲ 0.50% · 4.625%
HK$433,712
+HK$21,717/mo
Deposit HK$8.56M · loan HK$77.04M · min. income ≈ HK$823,990/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$3,638,122 · Scale 2, in force from 26 Feb 2026)