LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,213
−HK$12,242/mo
▼ 0.25% · 3.875%
HK$201,286
−HK$6,169/mo
Today · 4.125%
HK$207,455
baseline
▲ 0.50% · 4.625%
HK$220,078
+HK$12,623/mo
Deposit HK$42.81M · loan HK$42.81M · min. income ≈ HK$414,910/mo (50% DSR)
Upfront cash ≈ HK$46.44M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,173
−HK$11,733/mo
▼ 0.25% · 3.875%
HK$222,997
−HK$5,909/mo
Today · 4.125%
HK$228,906
baseline
▲ 0.50% · 4.625%
HK$240,972
+HK$12,066/mo
Deposit HK$42.81M · loan HK$42.81M · min. income ≈ HK$457,812/mo (50% DSR)
Upfront cash ≈ HK$46.44M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,256
−HK$14,690/mo
▼ 0.25% · 3.875%
HK$241,543
−HK$7,403/mo
Today · 4.125%
HK$248,946
baseline
▲ 0.50% · 4.625%
HK$264,094
+HK$15,148/mo
Deposit HK$34.24M · loan HK$51.37M · min. income ≈ HK$497,892/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,607
−HK$14,080/mo
▼ 0.25% · 3.875%
HK$267,597
−HK$7,090/mo
Today · 4.125%
HK$274,687
baseline
▲ 0.50% · 4.625%
HK$289,166
+HK$14,479/mo
Deposit HK$34.24M · loan HK$51.37M · min. income ≈ HK$549,374/mo (50% DSR)
Upfront cash ≈ HK$37.88M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,299
−HK$17,138/mo
▼ 0.25% · 3.875%
HK$281,800
−HK$8,637/mo
Today · 4.125%
HK$290,437
baseline
▲ 0.50% · 4.625%
HK$308,109
+HK$17,672/mo
Deposit HK$25.68M · loan HK$59.93M · min. income ≈ HK$580,874/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,042
−HK$16,426/mo
▼ 0.25% · 3.875%
HK$312,196
−HK$8,272/mo
Today · 4.125%
HK$320,468
baseline
▲ 0.50% · 4.625%
HK$337,361
+HK$16,893/mo
Deposit HK$25.68M · loan HK$59.93M · min. income ≈ HK$640,936/mo (50% DSR)
Upfront cash ≈ HK$29.32M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,384
−HK$22,035/mo
▼ 0.25% · 3.875%
HK$362,314
−HK$11,105/mo
Today · 4.125%
HK$373,419
baseline
▲ 0.50% · 4.625%
HK$396,140
+HK$22,721/mo
Deposit HK$8.56M · loan HK$77.05M · min. income ≈ HK$746,838/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,911
−HK$21,120/mo
▼ 0.25% · 3.875%
HK$401,395
−HK$10,636/mo
Today · 4.125%
HK$412,031
baseline
▲ 0.50% · 4.625%
HK$433,750
+HK$21,719/mo
Deposit HK$8.56M · loan HK$77.05M · min. income ≈ HK$824,062/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$3,638,436 · Scale 2, in force from 26 Feb 2026)