LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,305
−HK$12,248/mo
▼ 0.25% · 3.875%
HK$201,380
−HK$6,173/mo
Today · 4.125%
HK$207,553
baseline
▲ 0.50% · 4.625%
HK$220,182
+HK$12,629/mo
Deposit HK$42.83M · loan HK$42.83M · min. income ≈ HK$415,106/mo (50% DSR)
Upfront cash ≈ HK$46.47M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,275
−HK$11,739/mo
▼ 0.25% · 3.875%
HK$223,102
−HK$5,912/mo
Today · 4.125%
HK$229,014
baseline
▲ 0.50% · 4.625%
HK$241,086
+HK$12,072/mo
Deposit HK$42.83M · loan HK$42.83M · min. income ≈ HK$458,028/mo (50% DSR)
Upfront cash ≈ HK$46.47M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,366
−HK$14,697/mo
▼ 0.25% · 3.875%
HK$241,657
−HK$7,406/mo
Today · 4.125%
HK$249,063
baseline
▲ 0.50% · 4.625%
HK$264,218
+HK$15,155/mo
Deposit HK$34.26M · loan HK$51.39M · min. income ≈ HK$498,126/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,730
−HK$14,087/mo
▼ 0.25% · 3.875%
HK$267,723
−HK$7,094/mo
Today · 4.125%
HK$274,817
baseline
▲ 0.50% · 4.625%
HK$289,303
+HK$14,486/mo
Deposit HK$34.26M · loan HK$51.39M · min. income ≈ HK$549,634/mo (50% DSR)
Upfront cash ≈ HK$37.90M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,427
−HK$17,147/mo
▼ 0.25% · 3.875%
HK$281,933
−HK$8,641/mo
Today · 4.125%
HK$290,574
baseline
▲ 0.50% · 4.625%
HK$308,254
+HK$17,680/mo
Deposit HK$25.70M · loan HK$59.96M · min. income ≈ HK$581,148/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,185
−HK$16,434/mo
▼ 0.25% · 3.875%
HK$312,343
−HK$8,276/mo
Today · 4.125%
HK$320,619
baseline
▲ 0.50% · 4.625%
HK$337,520
+HK$16,901/mo
Deposit HK$25.70M · loan HK$59.96M · min. income ≈ HK$641,238/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,550
−HK$22,045/mo
▼ 0.25% · 3.875%
HK$362,485
−HK$11,110/mo
Today · 4.125%
HK$373,595
baseline
▲ 0.50% · 4.625%
HK$396,327
+HK$22,732/mo
Deposit HK$8.57M · loan HK$77.09M · min. income ≈ HK$747,190/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,095
−HK$21,130/mo
▼ 0.25% · 3.875%
HK$401,584
−HK$10,641/mo
Today · 4.125%
HK$412,225
baseline
▲ 0.50% · 4.625%
HK$433,954
+HK$21,729/mo
Deposit HK$8.57M · loan HK$77.09M · min. income ≈ HK$824,450/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,640,151 · Scale 2, in force from 26 Feb 2026)