LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,535
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$618/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$591/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,208/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,442
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,171
−HK$741/mo
Today · 4.125%
HK$24,912
baseline
▲ 0.50% · 4.625%
HK$26,428
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,824/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,079
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,778
−HK$710/mo
Today · 4.125%
HK$27,488
baseline
▲ 0.50% · 4.625%
HK$28,937
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,976/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,349
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,199
−HK$865/mo
Today · 4.125%
HK$29,064
baseline
▲ 0.50% · 4.625%
HK$30,832
+HK$1,768/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,128/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,241
−HK$828/mo
Today · 4.125%
HK$32,069
baseline
▲ 0.50% · 4.625%
HK$33,759
+HK$1,690/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,138/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,256
−HK$1,112/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,641
+HK$2,273/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,167
−HK$1,065/mo
Today · 4.125%
HK$41,232
baseline
▲ 0.50% · 4.625%
HK$43,405
+HK$2,173/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,464/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,008 · Scale 2, in force from 26 Feb 2026)