LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,349
−HK$12,250/mo
▼ 0.25% · 3.875%
HK$201,426
−HK$6,173/mo
Today · 4.125%
HK$207,599
baseline
▲ 0.50% · 4.625%
HK$220,231
+HK$12,632/mo
Deposit HK$42.83M · loan HK$42.83M · min. income ≈ HK$415,198/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,324
−HK$11,741/mo
▼ 0.25% · 3.875%
HK$223,152
−HK$5,913/mo
Today · 4.125%
HK$229,065
baseline
▲ 0.50% · 4.625%
HK$241,140
+HK$12,075/mo
Deposit HK$42.83M · loan HK$42.83M · min. income ≈ HK$458,130/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,419
−HK$14,700/mo
▼ 0.25% · 3.875%
HK$241,711
−HK$7,408/mo
Today · 4.125%
HK$249,119
baseline
▲ 0.50% · 4.625%
HK$264,277
+HK$15,158/mo
Deposit HK$34.27M · loan HK$51.40M · min. income ≈ HK$498,238/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,789
−HK$14,089/mo
▼ 0.25% · 3.875%
HK$267,783
−HK$7,095/mo
Today · 4.125%
HK$274,878
baseline
▲ 0.50% · 4.625%
HK$289,367
+HK$14,489/mo
Deposit HK$34.27M · loan HK$51.40M · min. income ≈ HK$549,756/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,489
−HK$17,150/mo
▼ 0.25% · 3.875%
HK$281,996
−HK$8,643/mo
Today · 4.125%
HK$290,639
baseline
▲ 0.50% · 4.625%
HK$308,323
+HK$17,684/mo
Deposit HK$25.70M · loan HK$59.97M · min. income ≈ HK$581,278/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,253
−HK$16,438/mo
▼ 0.25% · 3.875%
HK$312,413
−HK$8,278/mo
Today · 4.125%
HK$320,691
baseline
▲ 0.50% · 4.625%
HK$337,595
+HK$16,904/mo
Deposit HK$25.70M · loan HK$59.97M · min. income ≈ HK$641,382/mo (50% DSR)
Upfront cash ≈ HK$29.34M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,628
−HK$22,050/mo
▼ 0.25% · 3.875%
HK$362,566
−HK$11,112/mo
Today · 4.125%
HK$373,678
baseline
▲ 0.50% · 4.625%
HK$396,416
+HK$22,738/mo
Deposit HK$8.57M · loan HK$77.10M · min. income ≈ HK$747,356/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,183
−HK$21,134/mo
▼ 0.25% · 3.875%
HK$401,674
−HK$10,643/mo
Today · 4.125%
HK$412,317
baseline
▲ 0.50% · 4.625%
HK$434,051
+HK$21,734/mo
Deposit HK$8.57M · loan HK$77.10M · min. income ≈ HK$824,634/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,640,966 · Scale 2, in force from 26 Feb 2026)