LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,374
−HK$12,252/mo
▼ 0.25% · 3.875%
HK$201,451
−HK$6,175/mo
Today · 4.125%
HK$207,626
baseline
▲ 0.50% · 4.625%
HK$220,259
+HK$12,633/mo
Deposit HK$42.84M · loan HK$42.84M · min. income ≈ HK$415,252/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,351
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$223,181
−HK$5,913/mo
Today · 4.125%
HK$229,094
baseline
▲ 0.50% · 4.625%
HK$241,170
+HK$12,076/mo
Deposit HK$42.84M · loan HK$42.84M · min. income ≈ HK$458,188/mo (50% DSR)
Upfront cash ≈ HK$46.48M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,449
−HK$14,702/mo
▼ 0.25% · 3.875%
HK$241,741
−HK$7,410/mo
Today · 4.125%
HK$249,151
baseline
▲ 0.50% · 4.625%
HK$264,311
+HK$15,160/mo
Deposit HK$34.27M · loan HK$51.41M · min. income ≈ HK$498,302/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,822
−HK$14,091/mo
▼ 0.25% · 3.875%
HK$267,817
−HK$7,096/mo
Today · 4.125%
HK$274,913
baseline
▲ 0.50% · 4.625%
HK$289,404
+HK$14,491/mo
Deposit HK$34.27M · loan HK$51.41M · min. income ≈ HK$549,826/mo (50% DSR)
Upfront cash ≈ HK$37.91M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,523
−HK$17,153/mo
▼ 0.25% · 3.875%
HK$282,032
−HK$8,644/mo
Today · 4.125%
HK$290,676
baseline
▲ 0.50% · 4.625%
HK$308,363
+HK$17,687/mo
Deposit HK$25.70M · loan HK$59.98M · min. income ≈ HK$581,352/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,292
−HK$16,440/mo
▼ 0.25% · 3.875%
HK$312,453
−HK$8,279/mo
Today · 4.125%
HK$320,732
baseline
▲ 0.50% · 4.625%
HK$337,638
+HK$16,906/mo
Deposit HK$25.70M · loan HK$59.98M · min. income ≈ HK$641,464/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,673
−HK$22,053/mo
▼ 0.25% · 3.875%
HK$362,612
−HK$11,114/mo
Today · 4.125%
HK$373,726
baseline
▲ 0.50% · 4.625%
HK$396,466
+HK$22,740/mo
Deposit HK$8.57M · loan HK$77.11M · min. income ≈ HK$747,452/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,233
−HK$21,137/mo
▼ 0.25% · 3.875%
HK$401,725
−HK$10,645/mo
Today · 4.125%
HK$412,370
baseline
▲ 0.50% · 4.625%
HK$434,106
+HK$21,736/mo
Deposit HK$8.57M · loan HK$77.11M · min. income ≈ HK$824,740/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,641,429 · Scale 2, in force from 26 Feb 2026)