LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,399
−HK$12,253/mo
▼ 0.25% · 3.875%
HK$201,477
−HK$6,175/mo
Today · 4.125%
HK$207,652
baseline
▲ 0.50% · 4.625%
HK$220,287
+HK$12,635/mo
Deposit HK$42.85M · loan HK$42.85M · min. income ≈ HK$415,304/mo (50% DSR)
Upfront cash ≈ HK$46.49M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,379
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$223,209
−HK$5,914/mo
Today · 4.125%
HK$229,123
baseline
▲ 0.50% · 4.625%
HK$241,201
+HK$12,078/mo
Deposit HK$42.85M · loan HK$42.85M · min. income ≈ HK$458,246/mo (50% DSR)
Upfront cash ≈ HK$46.49M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,478
−HK$14,704/mo
▼ 0.25% · 3.875%
HK$241,772
−HK$7,410/mo
Today · 4.125%
HK$249,182
baseline
▲ 0.50% · 4.625%
HK$264,344
+HK$15,162/mo
Deposit HK$34.28M · loan HK$51.41M · min. income ≈ HK$498,364/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,855
−HK$14,093/mo
▼ 0.25% · 3.875%
HK$267,851
−HK$7,097/mo
Today · 4.125%
HK$274,948
baseline
▲ 0.50% · 4.625%
HK$289,441
+HK$14,493/mo
Deposit HK$34.28M · loan HK$51.41M · min. income ≈ HK$549,896/mo (50% DSR)
Upfront cash ≈ HK$37.92M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,558
−HK$17,155/mo
▼ 0.25% · 3.875%
HK$282,067
−HK$8,646/mo
Today · 4.125%
HK$290,713
baseline
▲ 0.50% · 4.625%
HK$308,402
+HK$17,689/mo
Deposit HK$25.71M · loan HK$59.98M · min. income ≈ HK$581,426/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,331
−HK$16,442/mo
▼ 0.25% · 3.875%
HK$312,493
−HK$8,280/mo
Today · 4.125%
HK$320,773
baseline
▲ 0.50% · 4.625%
HK$337,681
+HK$16,908/mo
Deposit HK$25.71M · loan HK$59.98M · min. income ≈ HK$641,546/mo (50% DSR)
Upfront cash ≈ HK$29.35M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,718
−HK$22,055/mo
▼ 0.25% · 3.875%
HK$362,658
−HK$11,115/mo
Today · 4.125%
HK$373,773
baseline
▲ 0.50% · 4.625%
HK$396,517
+HK$22,744/mo
Deposit HK$8.57M · loan HK$77.12M · min. income ≈ HK$747,546/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,282
−HK$21,140/mo
▼ 0.25% · 3.875%
HK$401,776
−HK$10,646/mo
Today · 4.125%
HK$412,422
baseline
▲ 0.50% · 4.625%
HK$434,161
+HK$21,739/mo
Deposit HK$8.57M · loan HK$77.12M · min. income ≈ HK$824,844/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,641,890 · Scale 2, in force from 26 Feb 2026)