LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,543
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,151
−HK$617/mo
Today · 4.125%
HK$20,768
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,536/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,741
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,324
−HK$592/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,124
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,451
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$741/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,438
+HK$1,516/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,089
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,789
−HK$710/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,360
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,211
−HK$865/mo
Today · 4.125%
HK$29,076
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,769/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,152/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,254
−HK$828/mo
Today · 4.125%
HK$32,082
baseline
▲ 0.50% · 4.625%
HK$33,773
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,164/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,177
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,271
−HK$1,112/mo
Today · 4.125%
HK$37,383
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,766/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,134
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,184
−HK$1,064/mo
Today · 4.125%
HK$41,248
baseline
▲ 0.50% · 4.625%
HK$43,423
+HK$2,175/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,496/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,113 · Scale 2, in force from 26 Feb 2026)