LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,544
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,152
−HK$618/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$22,033
+HK$1,263/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,742
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$591/mo
Today · 4.125%
HK$22,917
baseline
▲ 0.50% · 4.625%
HK$24,125
+HK$1,208/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,834/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,182
−HK$741/mo
Today · 4.125%
HK$24,923
baseline
▲ 0.50% · 4.625%
HK$26,440
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,846/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,091
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,791
−HK$710/mo
Today · 4.125%
HK$27,501
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,449/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,002/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,362
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,213
−HK$864/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,847
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,439
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,256
−HK$828/mo
Today · 4.125%
HK$32,084
baseline
▲ 0.50% · 4.625%
HK$33,775
+HK$1,691/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,168/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,179
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,273
−HK$1,112/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$2,275/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,136
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,186
−HK$1,065/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,425
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,129 · Scale 2, in force from 26 Feb 2026)