LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,455
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$201,535
−HK$6,177/mo
Today · 4.125%
HK$207,712
baseline
▲ 0.50% · 4.625%
HK$220,350
+HK$12,638/mo
Deposit HK$42.86M · loan HK$42.86M · min. income ≈ HK$415,424/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,442
−HK$11,747/mo
▼ 0.25% · 3.875%
HK$223,273
−HK$5,916/mo
Today · 4.125%
HK$229,189
baseline
▲ 0.50% · 4.625%
HK$241,270
+HK$12,081/mo
Deposit HK$42.86M · loan HK$42.86M · min. income ≈ HK$458,378/mo (50% DSR)
Upfront cash ≈ HK$46.50M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,546
−HK$14,708/mo
▼ 0.25% · 3.875%
HK$241,842
−HK$7,412/mo
Today · 4.125%
HK$249,254
baseline
▲ 0.50% · 4.625%
HK$264,421
+HK$15,167/mo
Deposit HK$34.29M · loan HK$51.43M · min. income ≈ HK$498,508/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,930
−HK$14,097/mo
▼ 0.25% · 3.875%
HK$267,928
−HK$7,099/mo
Today · 4.125%
HK$275,027
baseline
▲ 0.50% · 4.625%
HK$289,524
+HK$14,497/mo
Deposit HK$34.29M · loan HK$51.43M · min. income ≈ HK$550,054/mo (50% DSR)
Upfront cash ≈ HK$37.93M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,637
−HK$17,159/mo
▼ 0.25% · 3.875%
HK$282,149
−HK$8,647/mo
Today · 4.125%
HK$290,796
baseline
▲ 0.50% · 4.625%
HK$308,491
+HK$17,695/mo
Deposit HK$25.71M · loan HK$60.00M · min. income ≈ HK$581,592/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,418
−HK$16,447/mo
▼ 0.25% · 3.875%
HK$312,583
−HK$8,282/mo
Today · 4.125%
HK$320,865
baseline
▲ 0.50% · 4.625%
HK$337,778
+HK$16,913/mo
Deposit HK$25.71M · loan HK$60.00M · min. income ≈ HK$641,730/mo (50% DSR)
Upfront cash ≈ HK$29.36M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,819
−HK$22,062/mo
▼ 0.25% · 3.875%
HK$362,762
−HK$11,119/mo
Today · 4.125%
HK$373,881
baseline
▲ 0.50% · 4.625%
HK$396,631
+HK$22,750/mo
Deposit HK$8.57M · loan HK$77.14M · min. income ≈ HK$747,762/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,395
−HK$21,146/mo
▼ 0.25% · 3.875%
HK$401,892
−HK$10,649/mo
Today · 4.125%
HK$412,541
baseline
▲ 0.50% · 4.625%
HK$434,286
+HK$21,745/mo
Deposit HK$8.57M · loan HK$77.14M · min. income ≈ HK$825,082/mo (50% DSR)
Upfront cash ≈ HK$12.21M (deposit + AVD stamp duty HK$3,642,940 · Scale 2, in force from 26 Feb 2026)