LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,547
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,155
−HK$617/mo
Today · 4.125%
HK$20,772
baseline
▲ 0.50% · 4.625%
HK$22,036
+HK$1,264/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,544/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,746
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$591/mo
Today · 4.125%
HK$22,920
baseline
▲ 0.50% · 4.625%
HK$24,129
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,840/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,456
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,186
−HK$741/mo
Today · 4.125%
HK$24,927
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$49,854/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,095
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,794
−HK$710/mo
Today · 4.125%
HK$27,504
baseline
▲ 0.50% · 4.625%
HK$28,954
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.14M · min. income ≈ HK$55,008/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,365
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,217
−HK$864/mo
Today · 4.125%
HK$29,081
baseline
▲ 0.50% · 4.625%
HK$30,851
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,162/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,444
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$31,260
−HK$828/mo
Today · 4.125%
HK$32,088
baseline
▲ 0.50% · 4.625%
HK$33,780
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,176/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$1,112/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,666
+HK$2,276/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,192
−HK$1,065/mo
Today · 4.125%
HK$41,257
baseline
▲ 0.50% · 4.625%
HK$43,431
+HK$2,174/mo
Deposit HK$857K · loan HK$7.71M · min. income ≈ HK$82,514/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,165 · Scale 2, in force from 26 Feb 2026)