LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,514
−HK$12,261/mo
▼ 0.25% · 3.875%
HK$201,596
−HK$6,179/mo
Today · 4.125%
HK$207,775
baseline
▲ 0.50% · 4.625%
HK$220,417
+HK$12,642/mo
Deposit HK$42.87M · loan HK$42.87M · min. income ≈ HK$415,550/mo (50% DSR)
Upfront cash ≈ HK$46.52M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,508
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$223,341
−HK$5,918/mo
Today · 4.125%
HK$229,259
baseline
▲ 0.50% · 4.625%
HK$241,344
+HK$12,085/mo
Deposit HK$42.87M · loan HK$42.87M · min. income ≈ HK$458,518/mo (50% DSR)
Upfront cash ≈ HK$46.52M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,617
−HK$14,713/mo
▼ 0.25% · 3.875%
HK$241,915
−HK$7,415/mo
Today · 4.125%
HK$249,330
baseline
▲ 0.50% · 4.625%
HK$264,501
+HK$15,171/mo
Deposit HK$34.30M · loan HK$51.45M · min. income ≈ HK$498,660/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,009
−HK$14,102/mo
▼ 0.25% · 3.875%
HK$268,009
−HK$7,102/mo
Today · 4.125%
HK$275,111
baseline
▲ 0.50% · 4.625%
HK$289,612
+HK$14,501/mo
Deposit HK$34.30M · loan HK$51.45M · min. income ≈ HK$550,222/mo (50% DSR)
Upfront cash ≈ HK$37.94M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,720
−HK$17,165/mo
▼ 0.25% · 3.875%
HK$282,234
−HK$8,651/mo
Today · 4.125%
HK$290,885
baseline
▲ 0.50% · 4.625%
HK$308,584
+HK$17,699/mo
Deposit HK$25.72M · loan HK$60.02M · min. income ≈ HK$581,770/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,511
−HK$16,452/mo
▼ 0.25% · 3.875%
HK$312,678
−HK$8,285/mo
Today · 4.125%
HK$320,963
baseline
▲ 0.50% · 4.625%
HK$337,881
+HK$16,918/mo
Deposit HK$25.72M · loan HK$60.02M · min. income ≈ HK$641,926/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,926
−HK$22,069/mo
▼ 0.25% · 3.875%
HK$362,873
−HK$11,122/mo
Today · 4.125%
HK$373,995
baseline
▲ 0.50% · 4.625%
HK$396,751
+HK$22,756/mo
Deposit HK$8.57M · loan HK$77.17M · min. income ≈ HK$747,990/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,514
−HK$21,152/mo
▼ 0.25% · 3.875%
HK$402,014
−HK$10,652/mo
Today · 4.125%
HK$412,666
baseline
▲ 0.50% · 4.625%
HK$434,418
+HK$21,752/mo
Deposit HK$8.57M · loan HK$77.17M · min. income ≈ HK$825,332/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,644,047 · Scale 2, in force from 26 Feb 2026)