LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,546
−HK$12,262/mo
▼ 0.25% · 3.875%
HK$201,628
−HK$6,180/mo
Today · 4.125%
HK$207,808
baseline
▲ 0.50% · 4.625%
HK$220,453
+HK$12,645/mo
Deposit HK$42.88M · loan HK$42.88M · min. income ≈ HK$415,616/mo (50% DSR)
Upfront cash ≈ HK$46.52M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,543
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$223,377
−HK$5,919/mo
Today · 4.125%
HK$229,296
baseline
▲ 0.50% · 4.625%
HK$241,383
+HK$12,087/mo
Deposit HK$42.88M · loan HK$42.88M · min. income ≈ HK$458,592/mo (50% DSR)
Upfront cash ≈ HK$46.52M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,655
−HK$14,715/mo
▼ 0.25% · 3.875%
HK$241,954
−HK$7,416/mo
Today · 4.125%
HK$249,370
baseline
▲ 0.50% · 4.625%
HK$264,544
+HK$15,174/mo
Deposit HK$34.30M · loan HK$51.45M · min. income ≈ HK$498,740/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,051
−HK$14,104/mo
▼ 0.25% · 3.875%
HK$268,053
−HK$7,102/mo
Today · 4.125%
HK$275,155
baseline
▲ 0.50% · 4.625%
HK$289,659
+HK$14,504/mo
Deposit HK$34.30M · loan HK$51.45M · min. income ≈ HK$550,310/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,764
−HK$17,168/mo
▼ 0.25% · 3.875%
HK$282,280
−HK$8,652/mo
Today · 4.125%
HK$290,932
baseline
▲ 0.50% · 4.625%
HK$308,634
+HK$17,702/mo
Deposit HK$25.73M · loan HK$60.03M · min. income ≈ HK$581,864/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,560
−HK$16,454/mo
▼ 0.25% · 3.875%
HK$312,728
−HK$8,286/mo
Today · 4.125%
HK$321,014
baseline
▲ 0.50% · 4.625%
HK$337,936
+HK$16,922/mo
Deposit HK$25.73M · loan HK$60.03M · min. income ≈ HK$642,028/mo (50% DSR)
Upfront cash ≈ HK$29.37M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,983
−HK$22,072/mo
▼ 0.25% · 3.875%
HK$362,931
−HK$11,124/mo
Today · 4.125%
HK$374,055
baseline
▲ 0.50% · 4.625%
HK$396,815
+HK$22,760/mo
Deposit HK$8.58M · loan HK$77.18M · min. income ≈ HK$748,110/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,577
−HK$21,156/mo
▼ 0.25% · 3.875%
HK$402,079
−HK$10,654/mo
Today · 4.125%
HK$412,733
baseline
▲ 0.50% · 4.625%
HK$434,489
+HK$21,756/mo
Deposit HK$8.58M · loan HK$77.18M · min. income ≈ HK$825,466/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,644,634 · Scale 2, in force from 26 Feb 2026)