LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,555
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,163
−HK$618/mo
Today · 4.125%
HK$20,781
baseline
▲ 0.50% · 4.625%
HK$22,046
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,562/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,755
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,338
−HK$592/mo
Today · 4.125%
HK$22,930
baseline
▲ 0.50% · 4.625%
HK$24,139
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,860/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,196
−HK$742/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,106
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,806
−HK$710/mo
Today · 4.125%
HK$27,516
baseline
▲ 0.50% · 4.625%
HK$28,967
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,032/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,377
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,229
−HK$865/mo
Today · 4.125%
HK$29,094
baseline
▲ 0.50% · 4.625%
HK$30,864
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,188/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,457
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,274
−HK$828/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$33,794
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,294
−HK$1,112/mo
Today · 4.125%
HK$37,406
baseline
▲ 0.50% · 4.625%
HK$39,682
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,812/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,159
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,209
−HK$1,065/mo
Today · 4.125%
HK$41,274
baseline
▲ 0.50% · 4.625%
HK$43,450
+HK$2,176/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,548/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$257,275 · Scale 2, in force from 26 Feb 2026)