LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,581
−HK$12,265/mo
▼ 0.25% · 3.875%
HK$201,665
−HK$6,181/mo
Today · 4.125%
HK$207,846
baseline
▲ 0.50% · 4.625%
HK$220,493
+HK$12,647/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$415,692/mo (50% DSR)
Upfront cash ≈ HK$46.53M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,582
−HK$11,755/mo
▼ 0.25% · 3.875%
HK$223,418
−HK$5,919/mo
Today · 4.125%
HK$229,337
baseline
▲ 0.50% · 4.625%
HK$241,426
+HK$12,089/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$458,674/mo (50% DSR)
Upfront cash ≈ HK$46.53M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,697
−HK$14,718/mo
▼ 0.25% · 3.875%
HK$241,998
−HK$7,417/mo
Today · 4.125%
HK$249,415
baseline
▲ 0.50% · 4.625%
HK$264,591
+HK$15,176/mo
Deposit HK$34.31M · loan HK$51.46M · min. income ≈ HK$498,830/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,099
−HK$14,106/mo
▼ 0.25% · 3.875%
HK$268,101
−HK$7,104/mo
Today · 4.125%
HK$275,205
baseline
▲ 0.50% · 4.625%
HK$289,711
+HK$14,506/mo
Deposit HK$34.31M · loan HK$51.46M · min. income ≈ HK$550,410/mo (50% DSR)
Upfront cash ≈ HK$37.95M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,814
−HK$17,170/mo
▼ 0.25% · 3.875%
HK$282,331
−HK$8,653/mo
Today · 4.125%
HK$290,984
baseline
▲ 0.50% · 4.625%
HK$308,690
+HK$17,706/mo
Deposit HK$25.73M · loan HK$60.04M · min. income ≈ HK$581,968/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,615
−HK$16,457/mo
▼ 0.25% · 3.875%
HK$312,785
−HK$8,287/mo
Today · 4.125%
HK$321,072
baseline
▲ 0.50% · 4.625%
HK$337,997
+HK$16,925/mo
Deposit HK$25.73M · loan HK$60.04M · min. income ≈ HK$642,144/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,046
−HK$22,077/mo
▼ 0.25% · 3.875%
HK$362,997
−HK$11,126/mo
Today · 4.125%
HK$374,123
baseline
▲ 0.50% · 4.625%
HK$396,887
+HK$22,764/mo
Deposit HK$8.58M · loan HK$77.19M · min. income ≈ HK$748,246/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,648
−HK$21,159/mo
▼ 0.25% · 3.875%
HK$402,152
−HK$10,655/mo
Today · 4.125%
HK$412,807
baseline
▲ 0.50% · 4.625%
HK$434,567
+HK$21,760/mo
Deposit HK$8.58M · loan HK$77.19M · min. income ≈ HK$825,614/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,293 · Scale 2, in force from 26 Feb 2026)