LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,559
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$618/mo
Today · 4.125%
HK$20,785
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,570/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,759
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$592/mo
Today · 4.125%
HK$22,935
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,870/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,471
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$742/mo
Today · 4.125%
HK$24,943
baseline
▲ 0.50% · 4.625%
HK$26,460
+HK$1,517/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,886/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,111
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,811
−HK$711/mo
Today · 4.125%
HK$27,522
baseline
▲ 0.50% · 4.625%
HK$28,972
+HK$1,450/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,044/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,383
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,234
−HK$866/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,870
+HK$1,770/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,463
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,280
−HK$829/mo
Today · 4.125%
HK$32,109
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,692/mo
Deposit HK$2.57M · loan HK$6.00M · min. income ≈ HK$64,218/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,206
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,301
−HK$1,113/mo
Today · 4.125%
HK$37,414
baseline
▲ 0.50% · 4.625%
HK$39,690
+HK$2,276/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,828/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,166
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,217
−HK$1,065/mo
Today · 4.125%
HK$41,282
baseline
▲ 0.50% · 4.625%
HK$43,459
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,564/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,326 · Scale 2, in force from 26 Feb 2026)