LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,604
−HK$12,266/mo
▼ 0.25% · 3.875%
HK$201,689
−HK$6,181/mo
Today · 4.125%
HK$207,870
baseline
▲ 0.50% · 4.625%
HK$220,519
+HK$12,649/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$415,740/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,608
−HK$11,756/mo
▼ 0.25% · 3.875%
HK$223,444
−HK$5,920/mo
Today · 4.125%
HK$229,364
baseline
▲ 0.50% · 4.625%
HK$241,455
+HK$12,091/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$458,728/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,725
−HK$14,719/mo
▼ 0.25% · 3.875%
HK$242,026
−HK$7,418/mo
Today · 4.125%
HK$249,444
baseline
▲ 0.50% · 4.625%
HK$264,623
+HK$15,179/mo
Deposit HK$34.31M · loan HK$51.47M · min. income ≈ HK$498,888/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,129
−HK$14,108/mo
▼ 0.25% · 3.875%
HK$268,133
−HK$7,104/mo
Today · 4.125%
HK$275,237
baseline
▲ 0.50% · 4.625%
HK$289,745
+HK$14,508/mo
Deposit HK$34.31M · loan HK$51.47M · min. income ≈ HK$550,474/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,846
−HK$17,172/mo
▼ 0.25% · 3.875%
HK$282,364
−HK$8,654/mo
Today · 4.125%
HK$291,018
baseline
▲ 0.50% · 4.625%
HK$308,726
+HK$17,708/mo
Deposit HK$25.73M · loan HK$60.05M · min. income ≈ HK$582,036/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,651
−HK$16,459/mo
▼ 0.25% · 3.875%
HK$312,821
−HK$8,289/mo
Today · 4.125%
HK$321,110
baseline
▲ 0.50% · 4.625%
HK$338,036
+HK$16,926/mo
Deposit HK$25.73M · loan HK$60.05M · min. income ≈ HK$642,220/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,088
−HK$22,079/mo
▼ 0.25% · 3.875%
HK$363,040
−HK$11,127/mo
Today · 4.125%
HK$374,167
baseline
▲ 0.50% · 4.625%
HK$396,934
+HK$22,767/mo
Deposit HK$8.58M · loan HK$77.20M · min. income ≈ HK$748,334/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,694
−HK$21,162/mo
▼ 0.25% · 3.875%
HK$402,199
−HK$10,657/mo
Today · 4.125%
HK$412,856
baseline
▲ 0.50% · 4.625%
HK$434,618
+HK$21,762/mo
Deposit HK$8.58M · loan HK$77.20M · min. income ≈ HK$825,712/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,722 · Scale 2, in force from 26 Feb 2026)