LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,610
−HK$12,267/mo
▼ 0.25% · 3.875%
HK$201,695
−HK$6,182/mo
Today · 4.125%
HK$207,877
baseline
▲ 0.50% · 4.625%
HK$220,526
+HK$12,649/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$415,754/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,615
−HK$11,757/mo
▼ 0.25% · 3.875%
HK$223,451
−HK$5,921/mo
Today · 4.125%
HK$229,372
baseline
▲ 0.50% · 4.625%
HK$241,462
+HK$12,090/mo
Deposit HK$42.89M · loan HK$42.89M · min. income ≈ HK$458,744/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,733
−HK$14,719/mo
▼ 0.25% · 3.875%
HK$242,034
−HK$7,418/mo
Today · 4.125%
HK$249,452
baseline
▲ 0.50% · 4.625%
HK$264,631
+HK$15,179/mo
Deposit HK$34.31M · loan HK$51.47M · min. income ≈ HK$498,904/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,138
−HK$14,108/mo
▼ 0.25% · 3.875%
HK$268,141
−HK$7,105/mo
Today · 4.125%
HK$275,246
baseline
▲ 0.50% · 4.625%
HK$289,755
+HK$14,509/mo
Deposit HK$34.31M · loan HK$51.47M · min. income ≈ HK$550,492/mo (50% DSR)
Upfront cash ≈ HK$37.96M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,855
−HK$17,173/mo
▼ 0.25% · 3.875%
HK$282,373
−HK$8,655/mo
Today · 4.125%
HK$291,028
baseline
▲ 0.50% · 4.625%
HK$308,736
+HK$17,708/mo
Deposit HK$25.74M · loan HK$60.05M · min. income ≈ HK$582,056/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,660
−HK$16,460/mo
▼ 0.25% · 3.875%
HK$312,831
−HK$8,289/mo
Today · 4.125%
HK$321,120
baseline
▲ 0.50% · 4.625%
HK$338,047
+HK$16,927/mo
Deposit HK$25.74M · loan HK$60.05M · min. income ≈ HK$642,240/mo (50% DSR)
Upfront cash ≈ HK$29.38M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,099
−HK$22,079/mo
▼ 0.25% · 3.875%
HK$363,051
−HK$11,127/mo
Today · 4.125%
HK$374,178
baseline
▲ 0.50% · 4.625%
HK$396,946
+HK$22,768/mo
Deposit HK$8.58M · loan HK$77.21M · min. income ≈ HK$748,356/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,706
−HK$21,163/mo
▼ 0.25% · 3.875%
HK$402,212
−HK$10,657/mo
Today · 4.125%
HK$412,869
baseline
▲ 0.50% · 4.625%
HK$434,632
+HK$21,763/mo
Deposit HK$8.58M · loan HK$77.21M · min. income ≈ HK$825,738/mo (50% DSR)
Upfront cash ≈ HK$12.22M (deposit + AVD stamp duty HK$3,645,837 · Scale 2, in force from 26 Feb 2026)