LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,640
−HK$12,268/mo
▼ 0.25% · 3.875%
HK$201,725
−HK$6,183/mo
Today · 4.125%
HK$207,908
baseline
▲ 0.50% · 4.625%
HK$220,559
+HK$12,651/mo
Deposit HK$42.90M · loan HK$42.90M · min. income ≈ HK$415,816/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,647
−HK$11,759/mo
▼ 0.25% · 3.875%
HK$223,484
−HK$5,922/mo
Today · 4.125%
HK$229,406
baseline
▲ 0.50% · 4.625%
HK$241,498
+HK$12,092/mo
Deposit HK$42.90M · loan HK$42.90M · min. income ≈ HK$458,812/mo (50% DSR)
Upfront cash ≈ HK$46.54M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,768
−HK$14,722/mo
▼ 0.25% · 3.875%
HK$242,070
−HK$7,420/mo
Today · 4.125%
HK$249,490
baseline
▲ 0.50% · 4.625%
HK$264,670
+HK$15,180/mo
Deposit HK$34.32M · loan HK$51.48M · min. income ≈ HK$498,980/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,177
−HK$14,110/mo
▼ 0.25% · 3.875%
HK$268,181
−HK$7,106/mo
Today · 4.125%
HK$275,287
baseline
▲ 0.50% · 4.625%
HK$289,798
+HK$14,511/mo
Deposit HK$34.32M · loan HK$51.48M · min. income ≈ HK$550,574/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,896
−HK$17,175/mo
▼ 0.25% · 3.875%
HK$282,415
−HK$8,656/mo
Today · 4.125%
HK$291,071
baseline
▲ 0.50% · 4.625%
HK$308,782
+HK$17,711/mo
Deposit HK$25.74M · loan HK$60.06M · min. income ≈ HK$582,142/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,706
−HK$16,462/mo
▼ 0.25% · 3.875%
HK$312,878
−HK$8,290/mo
Today · 4.125%
HK$321,168
baseline
▲ 0.50% · 4.625%
HK$338,098
+HK$16,930/mo
Deposit HK$25.74M · loan HK$60.06M · min. income ≈ HK$642,336/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,151
−HK$22,083/mo
▼ 0.25% · 3.875%
HK$363,105
−HK$11,129/mo
Today · 4.125%
HK$374,234
baseline
▲ 0.50% · 4.625%
HK$397,006
+HK$22,772/mo
Deposit HK$8.58M · loan HK$77.22M · min. income ≈ HK$748,468/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,765
−HK$21,166/mo
▼ 0.25% · 3.875%
HK$402,272
−HK$10,659/mo
Today · 4.125%
HK$412,931
baseline
▲ 0.50% · 4.625%
HK$434,697
+HK$21,766/mo
Deposit HK$8.58M · loan HK$77.22M · min. income ≈ HK$825,862/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,646,383 · Scale 2, in force from 26 Feb 2026)