LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,565
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,174
−HK$618/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$22,057
+HK$1,265/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,766
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$592/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,209/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,478
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,208
−HK$742/mo
Today · 4.125%
HK$24,950
baseline
▲ 0.50% · 4.625%
HK$26,468
+HK$1,518/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,900/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,119
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,819
−HK$711/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$28,981
+HK$1,451/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,391
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$866/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,880
+HK$1,771/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,472
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,289
−HK$829/mo
Today · 4.125%
HK$32,118
baseline
▲ 0.50% · 4.625%
HK$33,811
+HK$1,693/mo
Deposit HK$2.57M · loan HK$6.01M · min. income ≈ HK$64,236/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,217
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,312
−HK$1,113/mo
Today · 4.125%
HK$37,425
baseline
▲ 0.50% · 4.625%
HK$39,703
+HK$2,278/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$74,850/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,178
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$40,229
−HK$1,066/mo
Today · 4.125%
HK$41,295
baseline
▲ 0.50% · 4.625%
HK$43,472
+HK$2,177/mo
Deposit HK$858K · loan HK$7.72M · min. income ≈ HK$82,590/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,405 · Scale 2, in force from 26 Feb 2026)