LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,671
−HK$12,271/mo
▼ 0.25% · 3.875%
HK$201,758
−HK$6,184/mo
Today · 4.125%
HK$207,942
baseline
▲ 0.50% · 4.625%
HK$220,594
+HK$12,652/mo
Deposit HK$42.91M · loan HK$42.91M · min. income ≈ HK$415,884/mo (50% DSR)
Upfront cash ≈ HK$46.55M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,682
−HK$11,761/mo
▼ 0.25% · 3.875%
HK$223,521
−HK$5,922/mo
Today · 4.125%
HK$229,443
baseline
▲ 0.50% · 4.625%
HK$241,537
+HK$12,094/mo
Deposit HK$42.91M · loan HK$42.91M · min. income ≈ HK$458,886/mo (50% DSR)
Upfront cash ≈ HK$46.55M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,806
−HK$14,724/mo
▼ 0.25% · 3.875%
HK$242,109
−HK$7,421/mo
Today · 4.125%
HK$249,530
baseline
▲ 0.50% · 4.625%
HK$264,713
+HK$15,183/mo
Deposit HK$34.32M · loan HK$51.49M · min. income ≈ HK$499,060/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,219
−HK$14,113/mo
▼ 0.25% · 3.875%
HK$268,225
−HK$7,107/mo
Today · 4.125%
HK$275,332
baseline
▲ 0.50% · 4.625%
HK$289,845
+HK$14,513/mo
Deposit HK$34.32M · loan HK$51.49M · min. income ≈ HK$550,664/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,940
−HK$17,178/mo
▼ 0.25% · 3.875%
HK$282,461
−HK$8,657/mo
Today · 4.125%
HK$291,118
baseline
▲ 0.50% · 4.625%
HK$308,832
+HK$17,714/mo
Deposit HK$25.74M · loan HK$60.07M · min. income ≈ HK$582,236/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,755
−HK$16,465/mo
▼ 0.25% · 3.875%
HK$312,929
−HK$8,291/mo
Today · 4.125%
HK$321,220
baseline
▲ 0.50% · 4.625%
HK$338,152
+HK$16,932/mo
Deposit HK$25.74M · loan HK$60.07M · min. income ≈ HK$642,440/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,208
−HK$22,087/mo
▼ 0.25% · 3.875%
HK$363,164
−HK$11,131/mo
Today · 4.125%
HK$374,295
baseline
▲ 0.50% · 4.625%
HK$397,070
+HK$22,775/mo
Deposit HK$8.58M · loan HK$77.23M · min. income ≈ HK$748,590/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,828
−HK$21,170/mo
▼ 0.25% · 3.875%
HK$402,337
−HK$10,661/mo
Today · 4.125%
HK$412,998
baseline
▲ 0.50% · 4.625%
HK$434,767
+HK$21,769/mo
Deposit HK$8.58M · loan HK$77.23M · min. income ≈ HK$825,996/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,646,973 · Scale 2, in force from 26 Feb 2026)