LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,677
−HK$12,271/mo
▼ 0.25% · 3.875%
HK$201,764
−HK$6,184/mo
Today · 4.125%
HK$207,948
baseline
▲ 0.50% · 4.625%
HK$220,601
+HK$12,653/mo
Deposit HK$42.91M · loan HK$42.91M · min. income ≈ HK$415,896/mo (50% DSR)
Upfront cash ≈ HK$46.55M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,689
−HK$11,761/mo
▼ 0.25% · 3.875%
HK$223,527
−HK$5,923/mo
Today · 4.125%
HK$229,450
baseline
▲ 0.50% · 4.625%
HK$241,545
+HK$12,095/mo
Deposit HK$42.91M · loan HK$42.91M · min. income ≈ HK$458,900/mo (50% DSR)
Upfront cash ≈ HK$46.55M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,813
−HK$14,725/mo
▼ 0.25% · 3.875%
HK$242,117
−HK$7,421/mo
Today · 4.125%
HK$249,538
baseline
▲ 0.50% · 4.625%
HK$264,721
+HK$15,183/mo
Deposit HK$34.33M · loan HK$51.49M · min. income ≈ HK$499,076/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,227
−HK$14,113/mo
▼ 0.25% · 3.875%
HK$268,233
−HK$7,107/mo
Today · 4.125%
HK$275,340
baseline
▲ 0.50% · 4.625%
HK$289,854
+HK$14,514/mo
Deposit HK$34.33M · loan HK$51.49M · min. income ≈ HK$550,680/mo (50% DSR)
Upfront cash ≈ HK$37.97M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$273,948
−HK$17,179/mo
▼ 0.25% · 3.875%
HK$282,470
−HK$8,657/mo
Today · 4.125%
HK$291,127
baseline
▲ 0.50% · 4.625%
HK$308,842
+HK$17,715/mo
Deposit HK$25.74M · loan HK$60.07M · min. income ≈ HK$582,254/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,765
−HK$16,465/mo
▼ 0.25% · 3.875%
HK$312,938
−HK$8,292/mo
Today · 4.125%
HK$321,230
baseline
▲ 0.50% · 4.625%
HK$338,163
+HK$16,933/mo
Deposit HK$25.74M · loan HK$60.07M · min. income ≈ HK$642,460/mo (50% DSR)
Upfront cash ≈ HK$29.39M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,219
−HK$22,088/mo
▼ 0.25% · 3.875%
HK$363,175
−HK$11,132/mo
Today · 4.125%
HK$374,307
baseline
▲ 0.50% · 4.625%
HK$397,082
+HK$22,775/mo
Deposit HK$8.58M · loan HK$77.23M · min. income ≈ HK$748,614/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,840
−HK$21,170/mo
▼ 0.25% · 3.875%
HK$402,349
−HK$10,661/mo
Today · 4.125%
HK$413,010
baseline
▲ 0.50% · 4.625%
HK$434,781
+HK$21,771/mo
Deposit HK$8.58M · loan HK$77.23M · min. income ≈ HK$826,020/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,647,085 · Scale 2, in force from 26 Feb 2026)