LTV · monthly repayment
▼ 0.50% · 3.625%
HK$195,717
−HK$12,273/mo
▼ 0.25% · 3.875%
HK$201,805
−HK$6,185/mo
Today · 4.125%
HK$207,990
baseline
▲ 0.50% · 4.625%
HK$220,646
+HK$12,656/mo
Deposit HK$42.92M · loan HK$42.92M · min. income ≈ HK$415,980/mo (50% DSR)
Upfront cash ≈ HK$46.56M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,733
−HK$11,763/mo
▼ 0.25% · 3.875%
HK$223,572
−HK$5,924/mo
Today · 4.125%
HK$229,496
baseline
▲ 0.50% · 4.625%
HK$241,593
+HK$12,097/mo
Deposit HK$42.92M · loan HK$42.92M · min. income ≈ HK$458,992/mo (50% DSR)
Upfront cash ≈ HK$46.56M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,860
−HK$14,728/mo
▼ 0.25% · 3.875%
HK$242,166
−HK$7,422/mo
Today · 4.125%
HK$249,588
baseline
▲ 0.50% · 4.625%
HK$264,775
+HK$15,187/mo
Deposit HK$34.33M · loan HK$51.50M · min. income ≈ HK$499,176/mo (50% DSR)
Upfront cash ≈ HK$37.98M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,279
−HK$14,117/mo
▼ 0.25% · 3.875%
HK$268,287
−HK$7,109/mo
Today · 4.125%
HK$275,396
baseline
▲ 0.50% · 4.625%
HK$289,912
+HK$14,516/mo
Deposit HK$34.33M · loan HK$51.50M · min. income ≈ HK$550,792/mo (50% DSR)
Upfront cash ≈ HK$37.98M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$274,003
−HK$17,183/mo
▼ 0.25% · 3.875%
HK$282,526
−HK$8,660/mo
Today · 4.125%
HK$291,186
baseline
▲ 0.50% · 4.625%
HK$308,904
+HK$17,718/mo
Deposit HK$25.75M · loan HK$60.08M · min. income ≈ HK$582,372/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,826
−HK$16,469/mo
▼ 0.25% · 3.875%
HK$313,001
−HK$8,294/mo
Today · 4.125%
HK$321,295
baseline
▲ 0.50% · 4.625%
HK$338,231
+HK$16,936/mo
Deposit HK$25.75M · loan HK$60.08M · min. income ≈ HK$642,590/mo (50% DSR)
Upfront cash ≈ HK$29.40M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$352,290
−HK$22,092/mo
▼ 0.25% · 3.875%
HK$363,248
−HK$11,134/mo
Today · 4.125%
HK$374,382
baseline
▲ 0.50% · 4.625%
HK$397,162
+HK$22,780/mo
Deposit HK$8.58M · loan HK$77.25M · min. income ≈ HK$748,764/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,919
−HK$21,174/mo
▼ 0.25% · 3.875%
HK$402,430
−HK$10,663/mo
Today · 4.125%
HK$413,093
baseline
▲ 0.50% · 4.625%
HK$434,868
+HK$21,775/mo
Deposit HK$8.58M · loan HK$77.25M · min. income ≈ HK$826,186/mo (50% DSR)
Upfront cash ≈ HK$12.23M (deposit + AVD stamp duty HK$3,647,818 · Scale 2, in force from 26 Feb 2026)