LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,575
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$20,184
−HK$618/mo
Today · 4.125%
HK$20,802
baseline
▲ 0.50% · 4.625%
HK$22,068
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,604/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,777
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,361
−HK$592/mo
Today · 4.125%
HK$22,953
baseline
▲ 0.50% · 4.625%
HK$24,163
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,906/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,490
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,221
−HK$742/mo
Today · 4.125%
HK$24,963
baseline
▲ 0.50% · 4.625%
HK$26,482
+HK$1,519/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$49,926/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,132
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,833
−HK$711/mo
Today · 4.125%
HK$27,544
baseline
▲ 0.50% · 4.625%
HK$28,996
+HK$1,452/mo
Deposit HK$3.43M · loan HK$5.15M · min. income ≈ HK$55,088/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,405
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,257
−HK$866/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,896
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,488
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,305
−HK$830/mo
Today · 4.125%
HK$32,135
baseline
▲ 0.50% · 4.625%
HK$33,829
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,270/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,235
−HK$2,209/mo
▼ 0.25% · 3.875%
HK$36,331
−HK$1,113/mo
Today · 4.125%
HK$37,444
baseline
▲ 0.50% · 4.625%
HK$39,723
+HK$2,279/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$74,888/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,198
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,066/mo
Today · 4.125%
HK$41,316
baseline
▲ 0.50% · 4.625%
HK$43,494
+HK$2,178/mo
Deposit HK$858K · loan HK$7.73M · min. income ≈ HK$82,632/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,536 · Scale 2, in force from 26 Feb 2026)